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Agency Information Collection Activities: Comment Request – Registration of Mortgage Loan Originators (Regulation G)
February 25, 2026 / Source: Consumer Financial Protection Bureau.
Request for Comments: The CFPB published a 60-day Federal Register notice on December 10, 2025 (90 FR 57185) under Docket Number: CFPB-2025-0050. The CFPB is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the CFPB, including whether the information will…
Agency Information Collection Activities: Comment Request – Truth in Savings (Regulation DD)
February 25, 2026 / Source: Consumer Financial Protection Bureau.
Request for Comments: The CFPB published a 60-day Federal Register notice on December 10, 2025 (90 FR 57185) under Docket Number: CFPB-2025-0048. The CFPB is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the CFPB, including whether the information will…
FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025
February 24, 2026 / Source: Federal Deposit Insurance Corporation
February 24, 2026 WASHINGTON— The Federal Deposit Insurance Corporation (FDIC) today released the results of its latest Quarterly Banking Profile, a comprehensive summary of financial results based on reports from 4,336 insured commercial banks and savings institutions. In fourth quarter 2025, FDIC-insured institutions reported a return on assets (ROA) ratio of 1.24 percent and aggregate net income…
Following earlier actions to remove reputation risk from its supervision of banks, Federal Reserve Board requests comment on proposal to codify that removal
February 24, 2026 / Source: Board of Governors of the Federal Reserve System
February 23, 2026 Following earlier actions to remove reputation risk from its supervision of banks, the Federal Reserve Board on Monday requested comment on a proposal to codify that removal. The proposal reiterates the Board’s policy against penalizing or prohibiting an institution from banking a customer engaged in legal activity. “We have heard troubling cases…
FATF Holds Plenary in Mexico, Advances Key Illicit Finance Initiatives
February 22, 2026 / Source: U.S. Department of the Treasury
February 20, 2026 MEXICO—Last week, the Financial Action Task Force (FATF), the global standard-setting body for anti-money laundering, countering the financing of terrorism, and countering proliferation financing (AML/CFT/CPF), concluded its fifth Plenary under the Mexican presidency. The FATF agreed to publish two reports on digital assets, imposed additional countermeasures on Iran, and adopted Mutual Evaluation…
Treasury Releases Two New Resources to Guide AI Use in the Financial Sector
February 19, 2026 / Source: U.S. Department of the Treasury
February 19, 2026 WASHINGTON— In support of the President’s AI Action Plan, which calls for clear standards, shared understanding, and risk-based governance to ensure artificial intelligence is deployed safely and responsibly, the U.S. Department of the Treasury today released two new resources to guide AI use in the financial sector, a shared Artificial Intelligence Lexicon and the Financial…
Federal Reserve Board announces it will hold a hybrid public outreach meeting on Thursday, March 26, as part of its review of regulations under the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA)
February 19, 2026 / Source: Federal Reserve
February 19, 2026 The Federal Reserve Board on Thursday announced that it will hold a hybrid public outreach meeting on Thursday, March 26, as part of its review of regulations under the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA). EGRPRA requires the Board, with input from the public, to review its regulations at least…
Average 30-Year Fixed-Rate Mortgage Hits Another Low
February 19, 2026 / Source: Freddie Mac
PDF Version MCLEAN, Va., Feb. 19, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.01%. “Mortgage rates dropped again this week, now down to their lowest level since September of 2022,” said Sam Khater, Freddie Mac’s Chief Economist. “This lower rate…
Treasury International Capital Data for December
February 18, 2026 / Source: U.S. Department of the Treasury
February 18, 2026 WASHINGTON – The U.S. Department of the Treasury today released Treasury International Capital (TIC) data for December 2025. The next release, which will report on data for January 2026, is scheduled for March 18, 2026. The sum total in December of all net foreign acquisitions of long-term securities, short-term U.S. securities, and banking…
Treasury Announces Public-Private Initiative to Strengthen Cybersecurity and Risk Management for AI
February 18, 2026 / Source: U.S. Department of the Treasury
February 18, 2026 WASHINGTON— In support of the President’s AI Action Plan, the U.S. Department of the Treasury today announced the conclusion of a major public-private initiative to strengthen cybersecurity and risk management for artificial intelligence (AI) in the financial services sector. Over the course of February, Treasury will release a series of six resources developed…
OCC Requests Comment on Proposed Rulemaking on the Bank Appeals Process
February 17, 2026 / Source: Office of the Comptroller of the Currency
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today requested comment on a proposal to establish revised procedures and policies for appeals by OCC-supervised entities of material supervisory determinations. The proposed changes reflect the OCC’s experience administering the bank appeals process and are intended to enhance the independence and efficiency of the appeals function. The proposal…
Treasury Accepting Whistleblower Tips on Fraud, Money Laundering, Sanctions Violations
February 16, 2026 / Source: U.S. Department of the Treasury
February 13, 2026 WASHINGTON—The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) today launched a new dedicated webpage to confidentially accept whistleblower tips on fraud, money laundering, and sanctions violations. While in Minnesota last month in support of President Trump’s efforts to stop the rampant government benefits fraud schemes, which have cost taxpayers billions of…
FinCEN Issues Exceptive Relief to Streamline Customer Due Diligence Requirements
February 16, 2026 / Source: Financial Crimes Enforcement Network
Immediate Release February 13, 2026 Relief Reduces Burdensome and Duplicative Regulatory Requirement WASHINGTON—Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) issued an order granting exceptive relief to covered financial institutions from certain requirements under FinCEN’s Customer Due Diligence Requirements for Financial Institutions rule (the “2016 CDD Rule”). The order excepts covered financial institutions…
SBA Procedural Notice: Revised Applicant Ownership, Citizenship, and Residency Requirements for 7(a) and 504 Loans
February 16, 2026 / Source: U.S. Small Business Administration
The purpose of this notice is to announce that SBA is incorporating into Standard OperatingProcedure (“SOP”) 50 10 8, Lender and Development Company Loan Programs, recent policychanges issued in SBA Policy Notice 5000-876441, Update to SOP 50 10 8 – Citizenship andResidency Requirements and Recission of Procedural Notice 5000-872050, the updated policyrequirements that 100% of…
Mortgage Rates Inch Down
February 12, 2026 / Source: Freddie Mac
MCLEAN, Va., Feb. 12, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.09%. “Bolstered by strong economic growth, a solid labor market and mortgage rates at three-year lows, housing affordability continues to measurably improve. These factors have caught the attention of…
FDIC Releases Economic Scenarios for 2026 Stress Testing
February 12, 2026 / Source: Federal Deposit Insurance Corporation
February 12, 2026 WASHINGTON — The Federal Deposit Insurance Corporation (FDIC) today released the hypothetical economic scenarios for use in the upcoming stress tests for covered institutions with total consolidated assets of more than $250 billion. The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 requires certain financial companies, including certain state nonmember…
The Agencies Are Rescinding the Liquidity Coverage Ratio FAQ
February 11, 2026 / Source: Board of Governors of the Federal Reserve System
Liquidity Coverage Ratio FAQs Update on February 10, 2026: The Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation (collectively, the agencies) are rescinding the public FAQs with respect to the LCR rule but leaving the rescinded FAQs posted on their websites….
How the Industry Is Adapting to Nacha’s New Risk Management Rules
February 11, 2026 / Source: Nacha
As ACH volumes continue to surge, fraudsters have become more sophisticated, particularly in exploiting credit‑push payments. In response, Nacha has introduced new Risk Management Rules, with phases taking effect in March and June 2026. These Rules require all ACH participants, including Originators, ODFIs, RDFIs, Third‑Party Service Providers and Third-Party Senders, to implement risk‑based processes and procedures…
OCC Charters Must Adhere to National Bank Act
February 11, 2026 / Source: CSBS
Press Releases Feb 11, 2026 Washington, D.C. – The Office of the Comptroller of the Currency’s (OCC’s) seemingly benign proposal to clarify national trust charter regulations would instead create uncertainty and could result in serious implications by overstepping National Bank Act authority, the Conference of State Bank Supervisors (CSBS) said in a comment letter today. The OCC has…
Household Debt Balances Grow Modestly; Early Delinquencies Level Out for Non-Housing Debts
February 10, 2026 / Source: Federal Reserve Bank of New York
Press Release February 10, 2026 NEW YORK—The Federal Reserve Bank of New York’s Center for Microeconomic Data today issued its Quarterly Report on Household Debt and Credit. The report shows total household debt increased by $191 billion, 1.0%, in Q4 2025, to $18.8 trillion. The report is based on data from the New York Fed’s nationally…
FHFA Final Rule; Repeal of 12 CFR part 1293: Fair Lending, Fair Housing, and Equitable Housing Finance Plans
February 10, 2026 / Source: Federal Housing Finance Agency
Final rule; repeal of 12 CFR part 1293. The Federal Housing Finance Agency (“FHFA” or the “Agency”) is issuing this final rule to repeal the Fair Lending, Fair Housing, and Equitable Housing Finance Plans regulation (“part 1293”). After considering public comments received in response to the proposed rule FHFA published on July 28, 2025, this…
OFAC Launches Voluntary Self-Disclosure Portal
February 9, 2026 / Source: Office of Foreign Assets Control
02/06/2026 To further improve customer service, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) is launching a new online Voluntary Self-Disclosure Portal. This portal provides a streamlined, secure method for submitting voluntary self-disclosures of potential violations of OFAC-administered sanctions programs. By transitioning to this online system, OFAC aims to increase efficiency and…
FDIC Extends Comment Period for Notice of Proposed Rulemaking to Establish GENIUS Act Application Procedures for FDIC-Supervised Institutions Seeking to Issue Payment Stablecoins
February 8, 2026 / Source: Federal Deposit Insurance Corporation
Laws and Regulations February 6, 2026 Summary: The Federal Deposit Insurance Corporation (FDIC) is extending the comment period for the Notice of Proposed Rulemaking (NPR) on Approval Requirements for Issuance of Payment Stablecoins by Subsidiaries of FDIC-Supervised Insured Depository Institutions (PDF) from February 17, 2026, to May 18, 2026. Statement of Applicability: The contents of, and material referenced in,…
Became Law: H.R.7148 – Consolidated Appropriations Act, 2026
February 8, 2026 / Source: Congress
House agreed to Senate amendment (02/03/2026) Consolidated Appropriations Act, 2026 This bill provides appropriations to several federal departments and agencies for the remainder of FY2026 and provides continuing FY2026 appropriations for the Department of Homeland Security (DHS) through February 13, 2026. It also extends various expiring programs and authorities. Specifically, the bill includes 5 of…
FDIC Issues List of Banks Examined for CRA Compliance
February 5, 2026 / Source: Federal Deposit Insurance Corporation
February 5, 2026 WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in November 2025. The CRA is a 1977 law that requires the FDIC to assess a…