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Bank Supervision: Interagency Guidance on Lending to Individuals Not Legally Authorized to Work in the United States
July 13, 2026 / Source: OCC
OCC Bulletin 2026-31|July 13, 2026 Summary On July 13, 2026, following the President’s Executive Order on “Restoring Integrity to America’s Financial System,” the Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and National Credit Union Administration (NCUA) issued guidance reminding supervised financial institutions to apply existing safe-and-sound credit risk management practices…
Board of Governors of the Federal Reserve System: Inflation Adjustments for Civil Money Penalties
July 13, 2026 / Source: Board of Governors of the Federal Reserve System
AGENCY: Board of Governors of the Federal Reserve System. ACTION: Notice. SUMMARY: The Board of Governors of the Federal Reserve System (the “Board”) is providing notice that pursuant to the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 the Board’s civil money penalty (“CMP”) amounts will not increase for 2026.
CFPB Request for Information Regarding Promoting Access to Mortgage Credit
July 10, 2026 / Source: CFPB
This notice requests information from the public about potential regulatory changes that may reduce regulatory burdens and promote access to mortgage credit, as appropriate and consistent with applicable law. The Consumer Financial Protection Bureau (Bureau or CFPB) seeks to reduce unwarranted regulatory burdens to ensure that creditworthy borrowers can access mortgage credit. Specifically, the CFPB…
OCC Notification: FinCEN Guidance on Voluntary Information Sharing
July 9, 2026 / Source: Office of the Comptroller of the Currency
Summary The Office of the Comptroller of the Currency (OCC) is highlighting the updated Section 314(b) Fact Sheet recently issued by the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN). Among other guidance, FinCEN’s updated Section 314(b) Fact Sheet clarifies how financial institutions can share information with each other about suspected fraud under section 314(b)…
RentGrow to Pay $2.25 Million to Settle FTC Allegations the Company Violated the Fair Credit Reporting Act and FTC Act
July 9, 2026 / Source: Federal Trade Commission
FTC alleges tenant screening company violated the FCRA’s requirements, including by reporting duplicate records and by failing to disclose sources of data. RentGrow, a provider of consumer reports for tenant screening, will be required to pay $2.25 million to settle Federal Trade Commission allegations that the company violated the Fair Credit Reporting Act (FCRA), including…
FDIC Encourages Voluntary Information Sharing Under 314(b) of the USA PATRIOT Act
July 9, 2026 / Source: Federal Deposit Insurance Corporation
On June 12, 2026, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) issued updated guidance clarifying how financial institutions can voluntarily share information under section 314(b) of the USA PATRIOT Act. The FDIC recognizes fraud and other unlawful activity are a significant and growing concern nationwide for banks and consumers, and the…
Federal Reserve Board: Anti-Money Laundering and Countering the Financing of Terrorism Programs
July 9, 2026 / Source: Board of Governors of the Federal Reserve System
The Board of Governors of the Federal Reserve System (the Board) is inviting comment on a proposed rule that would require its supervised banks to establish and maintain effective anti-money laundering and countering the financing of terrorism (AML/CFT) programs reasonably designed to identify, assess, and mitigate risks of illicit finance. Among other changes, this proposed…
Changes to UBPR Titles and Liquidity & Funding Page
July 9, 2026 / Source: Federal Financial Institutions Examination Council
The financial institution regulatory agencies, under the direction of the FFIEC Task Force on SurveillanceSystems, identified inconsistencies in UBPR line item titles on the asset quality pages (7, 7A, 7B, 8, and 8A)of the UBPR. To improve clarity and consistency, titles derived from identical loan Call Report conceptswill be aligned accordingly. Additional UBPR pages using…
Minutes of the Federal Open Market Committee, June 16-17, 2026
July 8, 2026 / Source: Federal Reserve Board
The Federal Reserve on Wednesday released the minutes of the Federal Open Market Committee meeting that was held on June 16–17, 2026. The minutes for each regularly scheduled meeting of the Committee are generally published three weeks after the day of the policy decision. The descriptions of economic and financial conditions contained in these minutes…
IRS, Security Summit launch summer series to help tax pros protect clients from identity theft
July 8, 2026 / Source: IRS
Protect Your Clients; Protect Yourself series runs for five weeks IR-2026-81, July 7, 2026 WASHINGTON — The Internal Revenue Service and Security Summit partners today launched the summer “Protect Your Clients; Protect Yourself” campaign, a five-week series highlighting practical steps tax professionals can take to protect client data, their businesses, and themselves from evolving tax-related…
Federal Reserve Board requests comment on a proposal to amend its requirements for banks to maintain anti-money laundering programs
July 7, 2026 / Source: Federal Reserve Board
July 07, 2026 The Federal Reserve Board on Tuesday requested comment on a proposal to amend its requirements for banks to maintain anti-money laundering programs. The amendments are intended to align with changes to anti-money laundering program requirements separately proposed by four other agencies. Among other changes, the proposal would require banks to focus their…
SEC Forms New Retail Fraud Working Group
July 7, 2026 / Source: SEC
For Immediate Release 2026-63 Washington D.C., July 7, 2026 — The Securities and Exchange Commission today announced the creation of the Retail Fraud Working Group designed to strengthen the Division of Enforcement’s efforts to identify and combat fraud targeting everyday investors. The Retail Fraud Working Group will leverage staff and resources across the Commission to…
U.S. Treasury Announces the Official Launch of Trump Accounts and Full Scope of the App
July 6, 2026 / Source: U.S. Department of the Treasury
July 4, 2026 Washington, D.C. – The U.S. Department of the Treasury today announced the official launch of the full Trump Accounts app, giving American families a new way to view, manage, and grow their children’s stake in the nation’s economic future. On the 250th anniversary of the founding of the United States, the U.S. Department…
Consolidated Reports of Condition and Income for Second Quarter 2026
July 2, 2026 / Source: FDIC
Call Reports and Other FFIEC Related Forms and Reports July 2, 2026 This Financial Institution Letter and the attached Supplemental Instructions for the June 30, 2026, report date should be shared with the individual(s) responsible for preparing the Call Report at your institution. There are two new data items in the FFIEC 031 Call Report form this…
FDIC Issues List of Banks Examined for CRA Compliance
July 2, 2026 / Source: FDIC
July 2, 2026 WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in April 2026. The CRA is a 1977 law that requires the FDIC to assess a…
FHFA House Price Index® Down 0.1 Percent in April; Up 2.0 Percent from Last Year
July 2, 2026 / Source: FHFA
06/30/2026 Washington, D.C. – U.S. house prices fell nationwide in April, down 0.1 percent from the previous month, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 2.0 percent from April 2025 to April 2026. The previously reported 0.1 percent price change in March was revised upward to 0.2 percent….
OFAC Reminder to File the 2026 Annual Report of Blocked Property
July 1, 2026 / Source: OFAC
07/01/2026 31 C.F.R. § 501.603 of the Reporting, Procedures and Penalties Regulations (RPPR) requires U.S. persons holding blocked property as of June 30 of the current year to file an Annual Report of Blocked Property (ARBP) with the Office of Foreign Assets Control (OFAC) by September 30. Persons that did not hold blocked property as of…
OCC Releases CRA Performance Evaluations for 20 National Banks and Federal Savings Associations
July 1, 2026 / Source: OCC
News Release 2026-54|July 1, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of June 1, 2026, through June 30, 2026. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire…
Federal Reserve issues initial findings from its 2025 triennial payments study
July 1, 2026 / Source: Federal Reserve Board
The Federal Reserve on Wednesday issued initial findings from its 2025 triennial payments study. The information shows how consumers and businesses chose to make noncash payments, using different types of cards, ACH payments, and checks. The study shows that the total number of noncash payments made by consumers and businesses increased to 236.6 billion in…
OCC Reports First Quarter 2026 Bank Trading Revenue
June 30, 2026 / Source: OCC
News Release 2026-53|June 30, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) reported cumulative trading revenue of U.S. commercial banks and savings associations of $16.3 billion in the first quarter of 2026. The first quarter trading revenue was $1.7 billion, or 11.4 percent, more than in the previous quarter and $862 million, or 5.6…
OCC Reports Mortgage Performance for First Quarter of 2026
June 30, 2026 / Source: OCC
News Release 2026-52|June 30, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the first quarter of 2026. The OCC Mortgage Metrics Report, First Quarter 2026 showed that 97.7 percent of mortgages included in the report were current and performing at the end of…
FinCEN Issues Supplemental Alert on Fuel Smuggling and Tax Evasion Schemes on the Southern Border Associated with Mexico-Based Cartels
June 30, 2026 / Source: FinCEN
Immediate Release June 30, 2026 Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) issued a supplemental Alert to advise financial institutions to be vigilant in detecting, identifying, and reporting suspicious activity connected to Cartel de Jalisco Nueva Generacion (CJNG) and other Mexico-based transnational criminal organizations smuggling fuel from the United States…
Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies
June 30, 2026 / Source: OCC
News Release 2026-51|June 30, 2026 Federal bank regulatory agencies today released the 2026 list of certain geographies where certain bank activities are eligible for Community Reinvestment Act (CRA) credit. Under the CRA, the agencies assess a bank’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and…
Launch of OFAC Reconsideration Portal
June 29, 2026 / Source: OFAC
06/29/2026 The U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) is launching a new online Reconsideration Portal for the submission of requests to be removed from an OFAC sanctions list. This portal is intended to streamline the petitions process by guiding submitters to provide necessary information upfront, rather than through a series of questionnaire/answer…
FDIC Webinar: Trending Scams and Fraud Prevention for Older Adults
June 29, 2026 / Source: FDIC
Event Date Tuesday, June 30, 2026, 2–3 p.m. ET Location Webinar In observance of World Elder Abuse Awareness Day, the FDIC invites you to a national event focused on protecting older adults and their families from scams and other forms of financial exploitation. This program will showcase how Money Smart for Older Adults (MSOA) helps individuals recognize…