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Mortgage Rates Inch Higher as Housing Activity Picks Up
March 12, 2026 / Source: Freddie Mac
MCLEAN, Va., March 12, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.11%. “The 30-year fixed-rate mortgage returned to last month’s level of 6.11%,” said Sam Khater, Freddie Mac’s Chief Economist. “Despite the modest uptick, buyers are responding to rates in…
Treasury, IRS issue proposed regulations on how to open initial Trump Accounts under the One, Big, Beautiful Bill
March 12, 2026 / Source: IRS
IR-2026-33, March 6, 2026 WASHINGTON —The Department of the Treasury and the Internal Revenue Service today issued proposed regulations providing general requirements for Trump Accounts, certain definitions relating to Trump Accounts, election rules to open an initial Trump Account by an authorized individual for an eligible individual, and rules for who is the responsible party for the…
SEC and CFTC Announce Historic Memorandum of Understanding Between Agencies
March 11, 2026 / Source: U.S. Securities and Exchange Commission
For Immediate Release 2026-26 Washington D.C., March 11, 2026 — The Securities and Exchange Commission and the Commodity Futures Trading Commission today announced that they have entered into a Memorandum of Understanding (MOU) to guide coordination and collaboration between the two agencies to support lawful innovation, uphold market integrity, and ensure investor and customer protection. The MOU…
FDIC Webinar: Frontline Action to Address Scams
March 11, 2026 / Source: Federal Deposit Insurance Corporation
Event Date Thursday, March 12, 2026, 1–2 p.m. ET Location Virtual The FDIC and the National Credit Union Administration (NCUA) invite you to a national town hall webinar focused on today’s most prevalent financial scams and frontline actions financial institutions can take to reduce risk and protect consumers. This program will feature: Attendees will leave…
FinCEN Issues Expanded Southwest Border Geographic Targeting Order
March 10, 2026 / Source: Financial Crimes Enforcement Network
Immediate Release March 10, 2026 WASHINGTON—The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) has issued an expanded Geographic Targeting Order (GTO) to help law enforcement combat the illicit activities and money laundering of Mexico-based cartels and other criminal actors along the southwest border of the United States. The GTO subjects certain money services businesses…
Treasury Seeks Public Input on the U.S. National Strategy for Financial Literacy – Comments Due April 6
March 9, 2026 / Source: U.S. Department of the Treasury
March 6, 2026 WASHINGTON— The U.S. Department of the Treasury (Treasury) is reminding the public that one month remains to submit comments related to the Financial Literacy and Education Commission (FLEC)’s update to the U.S. National Strategy for Financial Literacy. Chaired by the Secretary of the Treasury and composed of the heads of 23 federal…
Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; General Reporting and Recordkeeping Requirements by Savings Associations
March 9, 2026 / Source: Office of the Comptroller of the Currency (OCC)
The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to,…
Nacha Provides Comment to the Federal Reserve on the Future of its Check Service
March 8, 2026 / Source: Nacha
The problems with paper checks are well-documented. According to the Federal Reserve, “Checks are vulnerable to fraud because checks can be stolen, altered, or forged.” Also, “the physical nature of checks makes them susceptible to theft while in transit or when left in unsecured locations. Checks also contain visible sensitive information—the payor’s name, account number, routing…
Financial Action Task Force Identifies Jurisdictions with Anti-Money Laundering, Combating the Financing of Terrorism, and Counter-Proliferation Finance Deficiencies
March 8, 2026 / Source: Financial Crimes Enforcement Network
Immediate Release March 06, 2026 WASHINGTON—The Financial Crimes Enforcement Network (FinCEN) is informing U.S. financial institutions that the Financial Action Task Force (FATF), an intergovernmental body that establishes international standards for anti-money laundering, countering the financing of terrorism, and countering the financing of proliferation of weapons of mass destruction (AML/CFT/CPF), updated its lists of jurisdictions…
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request – Application to Retire or Reduce Capital
March 5, 2026 / Source: Federal Deposit Insurance Corporation (FDIC)
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0079, and -0122). The notices of proposed renewal for these information collections were…
Agency Information Collection Activities: Comment Request – Privacy of Consumer Financial Information (Regulation P)
March 5, 2026 / Source: Consumer Financial Protection Bureau
The CFPB published a 60-day Federal Register notice on December 9, 2025 (90 FR 57035), under Docket Number: CFPB-2025-0044. The CFPB is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the CFPB, including whether the information will have practical utility;…
FDIC Issues List of Banks Examined for CRA Compliance
March 5, 2026 / Source: Federal Deposit Insurance Corporation
March 5, 2026 WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in December 2025. The CRA is a 1977 law that requires the FDIC to assess…
Frequently Asked Questions Regarding the Capital Treatment of Tokenized Securities
March 5, 2026 / Source: Federal Deposit Insurance Corporation
March 5, 2026 Summary: The Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, and Board of Governors of the Federal Reserve System, (collectively, the agencies) are issuing answers to frequently asked questions (FAQ) concerning the capital treatment of tokenized securities. Statement of Applicability: The contents of, and material referenced in, this FIL apply…
Agencies Clarify the Capital Treatment of Tokenized Securities
March 5, 2026 / Source: Federal Deposit Insurance Corporation
Joint Release Federal Deposit Insurance CorporationFederal Reserve BoardOffice of the Comptroller of the Currency March 5, 2026 WASHINGTON –The federal bank regulatory agencies today jointly issued answers to frequently asked questions to clarify the capital treatment of tokenized securities. A security is often referred to as “tokenized” when ownership rights in the security are represented using…
Fair Housing Home Loan Data System: Final Rule
March 4, 2026 / Source: Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency (OCC) is rescinding its Fair Housing Home Loan Data System regulation. The OCC has determined that the regulation is obsolete and largely duplicative of and inconsistent with other legal authorities that require national banks to collect and retain certain information on applications for home loans. Moreover, it…
Community Bank Licensing Amendments: Final Rule
March 4, 2026 / Source: Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency (OCC) is amending its rules related to policies and procedures to simplify licensing requirements for corporate activities and transactions involving national banks and Federal savings associations that have less than $30 billion in total assets and satisfy certain conditions. The final rule is intended to reduce burden…
OCC Issues Final Rules to Reduce Regulatory Burden for Community Banks
March 3, 2026 / Source: Office of the Comptroller of the Currency
News Release 2026-13|March 3, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced two final rules to reduce the regulatory burden for community banks. These actions build upon the OCC’s ongoing efforts to tailor bank supervision and regulation to bank risk profile and reduce burden for its regulated institutions so they can focus…
Community Bank Licensing Amendments: Final Rule
March 3, 2026 / Source: Office of the Comptroller of the Currency
OCC Bulletin 2026-6|March 3, 2026 Summary The Office of the Comptroller of the Currency (OCC) has issued a final rule to amend its regulations to simplify licensing requirements for corporate activities and transactions involving national banks and federal savings associations that have less than $30 billion in total assets and satisfy certain conditions. The final rule…
Rescission of 12 CFR 27, ‘Fair Housing Home Loan Data System’: Final Rule
March 3, 2026 / Source: Office of the Comptroller of the Currency
OCC Bulletin 2026-5|March 3, 2026 Summary The Office of the Comptroller of the Currency (OCC) is issuing a final rule rescinding 12 CFR 27, “Fair Housing Home Loan Data System.” In connection with the OCC’s ongoing efforts to tailor bank supervision and regulation to bank risk profile, the OCC has reviewed 12 CFR 27 (part 27)…
Proposal of Special Measure Regarding MBaer Merchant Bank AG as a Financial Institution Operating Outside of the United States of Primary Money Laundering Concern
March 2, 2026 / Source: Financial Crimes Enforcement Network (FinCEN)
FinCEN is issuing a notice of proposed rulemaking, pursuant to section 311 of the USA PATRIOT Act, that finds MBaer Merchant Bank AG (MBaer), a financial institution based in Switzerland, to be of primary money laundering concern, and proposes imposing a special measure to: (1) prohibit U.S. financial institutions from opening or maintaining a correspondent…
Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency
March 2, 2026 / Source: Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency (OCC) proposes to issue regulations to implement the Guiding and Establishing National Innovation for U.S. Stablecoins Act regarding the issuance of payment stablecoins and certain related activities by entities subject to the OCC’s jurisdiction. Comments must be received by May 1, 2026.
OCC Releases CRA Performance Evaluations for 24 National Banks and Federal Savings Associations
March 2, 2026 / Source: Office of the Comptroller of the Currency
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of February 1, 2026, through February 28, 2026. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…
OCC Issues Second and Third Quarter 2026 CRA Evaluation Schedule
March 1, 2026 / Source: Office of the Comptroller of the Currency
News Release 2026-11|February 27, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the second and third quarters of 2026. The OCC encourages public comment on the CRA-related activities of the national banks and federal savings associations (collectively, banks) scheduled to…
National Bank Chartering: Final Rule
March 1, 2026 / Source: Office of the Comptroller of the Currency
OCC Bulletin 2026-4|February 27, 2026 Summary The Office of the Comptroller of the Currency (OCC) is issuing a final rule to clarify the longstanding authority of national banks limited to the operations of trust companies and activities related thereto to engage in non-fiduciary activities in addition to their fiduciary activities. The final rule would neither expand…
FDIC Issues CRA Examination Schedules for Second Quarter 2026 and Third Quarter 2026
March 1, 2026 / Source: Federal Deposit Insurance Corporation
February 27, 2026 WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the second quarter 2026 and third quarter 2026. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the…