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Mortgage Rates Average 6.38%
March 26, 2026 / Source: Freddie Mac
MCLEAN, Va., March 26, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.38%. “Mortgage rates this week averaged 6.38%,” said Sam Khater, Freddie Mac’s Chief Economist. “The housing market continues to show gradual improvements compared to a year ago amid recent…
FTC Chairman Andrew N. Ferguson Issues Warning Letters to CEOs of PayPal, Stripe, Visa and Mastercard About Debanking American Consumers
March 26, 2026 / Source: Federal Trade Commission
March 26, 2026 Federal Trade Commission Chairman Andrew N. Ferguson sent letters today to four major financial infrastructure platforms and payment providers reminding them of their obligations to their customers under the FTC Act. The letters issued to the CEOs of PayPal, Stripe, Visa and Mastercard raise concerns about publicly reported examples of financial services companies denying their customers access to…
FTC Testifies before the Joint Economic Committee on Agency’s Efforts to Combat Fraud
March 25, 2026 / Source: Federal Trade Commission
March 25, 2026 The Federal Trade Commission testified today before the Joint Economic Committee about the agency’s ongoing work to combat fraud and protect consumers from scammers and other bad actors. Testifying on behalf of the Commission, Lois Greisman, Associate Director of the FTC’s Division of Marketing Practices, said that fighting fraud is the core…
Financial Stability Oversight Council Issues Proposed Guidance on Nonbank Financial Company Designations
March 25, 2026 / Source: U.S. Department of the Treasury
Press Releases March 25, 2026 WASHINGTON – The Financial Stability Oversight Council (Council) today voted unanimously to issue for public comment proposed interpretative guidance on nonbank financial company designations. This proposed guidance would reinstitute a number of elements first introduced by the Council’s 2019 interpretive guidance and would add critical enhancements that reflect the Council’s current…
Recission of the Statement of Policy on Qualifications for Failed Bank Acquisitions
March 24, 2026 / Source: Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is taking final action to rescind the Statement of Policy on Qualifications for Failed Bank Acquisitions issued in 2009 and related questions and answers posted on its website in 2010. The rescission is effective March 23, 2026. On September 2, 2009, the FDIC published a Statement of Policy on…
Treasury Launches the Artificial Intelligence (AI) Innovation Series
March 24, 2026 / Source: U.S. Department of the Treasury
Press Releases March 23, 2026 WASHINGTON — The Office of the Financial Stability Oversight Council (FSOC) and the Treasury Department’s Artificial Intelligence Transformation Office (AITO) launched the AI Innovation Series this week, a public-private initiative to support the continued strength and resilience of the U.S. financial system in an era of accelerating technological change. Artificial intelligence…
President Donald J. Trump Unveils National AI Legislative Framework
March 24, 2026 / Source: The White House
The White House March 20, 2026 The Trump Administration is committed to winning the AI race to usher in a new era of human flourishing, economic competitiveness, and national security for the American people. Achieving these goals requires a commonsense national policy framework that both enables American industry to innovate and thrive and ensures that…
Clarification of Deposit Insurance Coverage for Branches of U.S. Banks in the Federated States of Micronesia, the Marshall Islands, and Palau
March 23, 2026 / Source: Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is adopting a final rule to provide that the FDIC will insure deposits of all branches of U.S.-insured depository institutions (IDIs) in the Federated States of Micronesia, the Republic of the Marshall Islands, and the Republic of Palau, whether operating presently or in the future. This final rule follows…
New Nacha Risk Management Rules Now in Effect
March 22, 2026 / Source: Nacha
Keeping the ACH Network safe—and constantly working to strengthen that security—is always top of mind for Nacha. Today, March 20, 2026, marks a milestone in those efforts as a major phase of new Nacha Rules on risk management and transaction monitoring is now in effect, with the next phase right behind in June. It’s been three and…
Agency Information Collection Activities: Comment Request – Interstate Land Sales Full Disclosure Act (Regulations J, K, and L)
March 22, 2026 / Source: Consumer Financial Protection Bureau
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB or Bureau) requests the Office of Management and Budget’s (OMB’s) reinstatement of an information collection titled “Interstate Land Sales Full Disclosure Act (Regulations J, K, and L)” approved under OMB Control Number 3170-0012. The CFPB published a 60-day Federal…
Agency Information Collection Activities: Comment Request – Mortgage Acts and Practices—Advertising (Regulation N)
March 22, 2026 / Source: Consumer Financial Protection Bureau
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB or Bureau) requests the Office of Management and Budget’s (OMB’s) reinstatement of an information collection titled “Mortgage Acts and Practices—Advertising (Regulation N)” approved under OMB Control Number 3170-0009. The CFPB published a 60-day Federal Register notice on December 9,…
FinCEN Issued Southwest Border Geographic Targeting Order FAQs
March 22, 2026 / Source: FinCEN
FREQUENTLY ASKED QUESTIONS Issued: March 19, 2026Subject: Issuance of a Geographic Targeting Order Imposing Additional Recordkeepingand Reporting Requirements on Certain Money Services Businesses Along the SouthwestBorderOn March 6, 2026, FinCEN renewed, with modifications, a Geographic Targeting Order (GTO)requiring certain money services businesses (MSBs) to file additional Currency TransactionReports (CTRs) with FinCEN. As modified, the GTO…
Rescission of Statement of Policy on Qualifications for Failed Bank Acquisitions
March 19, 2026 / Source: FDIC
Laws and Regulations March 19, 2026 Summary: The Federal Deposit Insurance Corporation (FDIC) Board of Directors today approved the rescission of the agency’s 2009 Statement of Policy on the Qualifications for Failed Bank Acquisitions (Statement of Policy) and related questions and answers issued in 2010. Statement of Applicability: The contents of, and material referenced in, this…
Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations with Significant Trading Activity, and Optional Adoption for Other Banking Organizations
March 19, 2026 / Source: FDIC
Laws and Regulations March 19, 2026 Summary: The Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, and the Office of the Comptroller of the Currency jointly issued a proposal that would significantly revise the measurement of risk-weighted assets applicable to Category I and Category II banking organizations, including for credit…
Regulatory Capital Rule: Regulatory Capital and Standardized Approach for Risk-weighted Assets
March 19, 2026 / Source: FDIC
Laws and Regulations March 19, 2026 Summary: The Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, and the Office of the Comptroller of the Currency jointly issued a proposal that would revise certain elements of the calculation of risk-weighted assets under the standardized approach and make certain adjustments to the…
Agencies request comment on proposals to modernize the regulatory capital framework and maintain the strength of the banking system
March 19, 2026 / Source: Board of Governors of the Federal Reserve System
For release at 12:30 p.m. EDT The federal bank regulatory agencies today requested comment on three proposals to modernize the regulatory capital framework for banks of all sizes. The proposals would streamline capital requirements and better align regulatory capital with risk while maintaining the safety and soundness of the banking system. Following the global financial…
Fannie Mae and Freddie Mac Remove Certain Homeowners Insurance Requirements That Will Reduce Costs
March 18, 2026 / Source: Federal Housing Finance Authority
for immediate release 03/18/2026 Washington, D.C. — American homebuyers are about to get a break. New rules for Fannie Mae and Freddie Mac mortgages will help to lower home insurance bills for millions of families, especially in rural areas and condo buildings. The changes fix expensive, stupid Biden-era requirements with simple, common-sense updates that respond to…
Federal Reserve issues FOMC statement March 18, 2026
March 18, 2026 / Source: Board of Governors of the Federal Reserve System
Available indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained low, and the unemployment rate has been little changed in recent months. Inflation remains somewhat elevated. The Committee seeks to achieve maximum employment and inflation at the rate of 2 percent over the longer run. Uncertainty about the…
Treasury International Capital Data for January
March 18, 2026 / Source: U.S. Department of the Treasury
March 18, 2026 WASHINGTON – The U.S. Department of the Treasury today released Treasury International Capital (TIC) data for January 2026. The next release, which will report on data for February 2026, is scheduled for April 15, 2026. The sum total in January of all net foreign acquisitions of long-term securities, short-term U.S. securities, and banking…
Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB: Notice of Branch Closure
March 17, 2026 / Source: Board of Governors of the Federal Reserve System
The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, without revision, the Notice of Branch Closure (FR 4031; OMB No. 7100-0264). Final Approval Under OMB Delegated Authority of the Extension for Three Years, Without Revision, of the Following Information Collection Collection title: Notice of Branch…
Proposed Agency Information Collection Activities; Comment Request: Registration of Mortgage Loan Originators
March 17, 2026 / Source: Board of Governors of the Federal Reserve System
The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Registration of Mortgage Loan Originators (CFPB G; OMB No. 7100-0328). Comments must be submitted on or before May 18, 2026. Proposal Under OMB Delegated Authority To Extend for Three Years, Without Revision,…
Executive Order: Combating Cybercrime, Fraud, and Predatory Schemes Against American Citizens
March 17, 2026 / Source: The White House
Executive Orders March 6, 2026 By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1. Purpose and Policy. Cybercrime, fraud, and predatory schemes are draining American families of their life savings, stealing the benefits of years of work, and destroying the…
Executive Order: Establishing The Task Force to Eliminate Fraud
March 17, 2026 / Source: The White House
Executive Orders March 16, 2026 By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1. Purpose and Policy. American taxpayers fund a vast benefits system for citizens in need that includes housing, food, medical care, cash assistance, and more….
Executive Order: Removing Regulatory Barriers to Affordable Home Construction
March 16, 2026 / Source: The White House
By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1. Purpose. The American dream of homeownership depends on a dynamic housing market in which a varied inventory of new homes is built and renovated each year. Layers of unnecessary regulatory…
Executive Order: Promoting Access to Mortgage Credit
March 16, 2026 / Source: The White House
By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1. Purpose. Every American seeking to buy a home should have access to a mortgage from a reliable lender, at a rate commensurate with his or her creditworthiness. Over the past two…