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Prohibition on Use of Reputation Risk or Other Supervisory Tools To Encourage or Compel Banking Organizations To Engage in Politicized or Unlawful Discrimination
February 26, 2026 / Source: Board of Governors of the Federal Reserve System
The Board of Governors of the Federal Reserve System (Board) is inviting public comment on a notice of proposed rulemaking (proposal or proposed rule) that would codify the removal of reputation risk from the Board’s supervisory programs. The proposal would prohibit the Board from encouraging or compelling Board-supervised banking organizations to deny or condition the…
Treasury Proposes Rule to Sever Swiss Bank MBaer’s Access to U.S. Financial System
February 26, 2026 / Source: U.S. Department of the Treasury
February 26, 2026 MBaer Provides Financial Support to Iran and Russia WASHINGTON—Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) proposed a rule that, if finalized, would sever MBaer Merchant Bank AG (MBaer’s) access to the U.S. financial system as a result of its financial support to illicit actors linked to Russia…
OCC Requests Comments on Proposal to Implement GENIUS Act
February 26, 2026 / Source: Office of the Comptroller of the Currency
News Release 2026-9|February 25, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today issued a proposed rulemaking to implement the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act. The notice of proposed rulemaking generally sets forth, and seeks comment on, the regulations that would apply to permitted payment stablecoin issuers and foreign…
GENIUS Act Regulations: Notice of Proposed Rulemaking
February 26, 2026 / Source: Office of the Comptroller of the Currency
OCC Bulletin 2026-3|February 25, 2026 Summary The Office of the Comptroller of the Currency (OCC) is issuing a notice of proposed rulemaking to implement the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act regarding the issuance of payment stablecoins and certain related activities by entities subject to the OCC’s jurisdiction. Note for Community Banks…
FTC Issues COPPA Policy Statement to Incentivize the Use of Age Verification Technologies to Protect Children Online
February 25, 2026 / Source: Federal Trade Commission
Policy statement announces enforcement approach regarding the collection, use, and disclosure of personal data to determine the age of a user February 25, 2026The Federal Trade Commission issued a policy statement today announcing that the Commission will not bring an enforcement action under the Children’s Online Privacy Protection Rule (COPPA Rule) against certain website and…
U.S. House Prices Rise 1.8 Percent Year over Year; Up 0.8 percent Quarter over Quarter
February 25, 2026 / Source: Federal Housing Finance Agency
Washington, D.C. – U.S. house prices rose 1.8 percent between the fourth quarter of 2024 and the fourth quarter of 2025, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the fourth quarter of 2025 rose 0.8 percent compared to the third quarter of 2025. FHFA’s seasonally adjusted monthly index for December rose 0.1 percent…
Agency Information Collection Activities: Comment Request – Home Mortgage Disclosure Act (Regulation C)
February 25, 2026 / Source: Consumer Financial Protection Bureau.
Request for Comments: The CFPB published a 60-day Federal Register notice on December 10, 2025 (90 FR 57184) under Docket Number: CFPB-2025-0049. The CFPB is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the CFPB, including whether the information will…
Agency Information Collection Activities: Comment Request – Registration of Mortgage Loan Originators (Regulation G)
February 25, 2026 / Source: Consumer Financial Protection Bureau.
Request for Comments: The CFPB published a 60-day Federal Register notice on December 10, 2025 (90 FR 57185) under Docket Number: CFPB-2025-0050. The CFPB is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the CFPB, including whether the information will…
Agency Information Collection Activities: Comment Request – Truth in Savings (Regulation DD)
February 25, 2026 / Source: Consumer Financial Protection Bureau.
Request for Comments: The CFPB published a 60-day Federal Register notice on December 10, 2025 (90 FR 57185) under Docket Number: CFPB-2025-0048. The CFPB is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the CFPB, including whether the information will…
FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025
February 24, 2026 / Source: Federal Deposit Insurance Corporation
February 24, 2026 WASHINGTON— The Federal Deposit Insurance Corporation (FDIC) today released the results of its latest Quarterly Banking Profile, a comprehensive summary of financial results based on reports from 4,336 insured commercial banks and savings institutions. In fourth quarter 2025, FDIC-insured institutions reported a return on assets (ROA) ratio of 1.24 percent and aggregate net income…
Following earlier actions to remove reputation risk from its supervision of banks, Federal Reserve Board requests comment on proposal to codify that removal
February 24, 2026 / Source: Board of Governors of the Federal Reserve System
February 23, 2026 Following earlier actions to remove reputation risk from its supervision of banks, the Federal Reserve Board on Monday requested comment on a proposal to codify that removal. The proposal reiterates the Board’s policy against penalizing or prohibiting an institution from banking a customer engaged in legal activity. “We have heard troubling cases…
FATF Holds Plenary in Mexico, Advances Key Illicit Finance Initiatives
February 22, 2026 / Source: U.S. Department of the Treasury
February 20, 2026 MEXICO—Last week, the Financial Action Task Force (FATF), the global standard-setting body for anti-money laundering, countering the financing of terrorism, and countering proliferation financing (AML/CFT/CPF), concluded its fifth Plenary under the Mexican presidency. The FATF agreed to publish two reports on digital assets, imposed additional countermeasures on Iran, and adopted Mutual Evaluation…
Treasury Releases Two New Resources to Guide AI Use in the Financial Sector
February 19, 2026 / Source: U.S. Department of the Treasury
February 19, 2026 WASHINGTON— In support of the President’s AI Action Plan, which calls for clear standards, shared understanding, and risk-based governance to ensure artificial intelligence is deployed safely and responsibly, the U.S. Department of the Treasury today released two new resources to guide AI use in the financial sector, a shared Artificial Intelligence Lexicon and the Financial…
Federal Reserve Board announces it will hold a hybrid public outreach meeting on Thursday, March 26, as part of its review of regulations under the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA)
February 19, 2026 / Source: Federal Reserve
February 19, 2026 The Federal Reserve Board on Thursday announced that it will hold a hybrid public outreach meeting on Thursday, March 26, as part of its review of regulations under the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA). EGRPRA requires the Board, with input from the public, to review its regulations at least…
Average 30-Year Fixed-Rate Mortgage Hits Another Low
February 19, 2026 / Source: Freddie Mac
PDF Version MCLEAN, Va., Feb. 19, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.01%. “Mortgage rates dropped again this week, now down to their lowest level since September of 2022,” said Sam Khater, Freddie Mac’s Chief Economist. “This lower rate…
Treasury International Capital Data for December
February 18, 2026 / Source: U.S. Department of the Treasury
February 18, 2026 WASHINGTON – The U.S. Department of the Treasury today released Treasury International Capital (TIC) data for December 2025. The next release, which will report on data for January 2026, is scheduled for March 18, 2026. The sum total in December of all net foreign acquisitions of long-term securities, short-term U.S. securities, and banking…
Treasury Announces Public-Private Initiative to Strengthen Cybersecurity and Risk Management for AI
February 18, 2026 / Source: U.S. Department of the Treasury
February 18, 2026 WASHINGTON— In support of the President’s AI Action Plan, the U.S. Department of the Treasury today announced the conclusion of a major public-private initiative to strengthen cybersecurity and risk management for artificial intelligence (AI) in the financial services sector. Over the course of February, Treasury will release a series of six resources developed…
OCC Requests Comment on Proposed Rulemaking on the Bank Appeals Process
February 17, 2026 / Source: Office of the Comptroller of the Currency
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today requested comment on a proposal to establish revised procedures and policies for appeals by OCC-supervised entities of material supervisory determinations. The proposed changes reflect the OCC’s experience administering the bank appeals process and are intended to enhance the independence and efficiency of the appeals function. The proposal…
Treasury Accepting Whistleblower Tips on Fraud, Money Laundering, Sanctions Violations
February 16, 2026 / Source: U.S. Department of the Treasury
February 13, 2026 WASHINGTON—The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) today launched a new dedicated webpage to confidentially accept whistleblower tips on fraud, money laundering, and sanctions violations. While in Minnesota last month in support of President Trump’s efforts to stop the rampant government benefits fraud schemes, which have cost taxpayers billions of…
FinCEN Issues Exceptive Relief to Streamline Customer Due Diligence Requirements
February 16, 2026 / Source: Financial Crimes Enforcement Network
Immediate Release February 13, 2026 Relief Reduces Burdensome and Duplicative Regulatory Requirement WASHINGTON—Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) issued an order granting exceptive relief to covered financial institutions from certain requirements under FinCEN’s Customer Due Diligence Requirements for Financial Institutions rule (the “2016 CDD Rule”). The order excepts covered financial institutions…
SBA Procedural Notice: Revised Applicant Ownership, Citizenship, and Residency Requirements for 7(a) and 504 Loans
February 16, 2026 / Source: U.S. Small Business Administration
The purpose of this notice is to announce that SBA is incorporating into Standard OperatingProcedure (“SOP”) 50 10 8, Lender and Development Company Loan Programs, recent policychanges issued in SBA Policy Notice 5000-876441, Update to SOP 50 10 8 – Citizenship andResidency Requirements and Recission of Procedural Notice 5000-872050, the updated policyrequirements that 100% of…
Mortgage Rates Inch Down
February 12, 2026 / Source: Freddie Mac
MCLEAN, Va., Feb. 12, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.09%. “Bolstered by strong economic growth, a solid labor market and mortgage rates at three-year lows, housing affordability continues to measurably improve. These factors have caught the attention of…
FDIC Releases Economic Scenarios for 2026 Stress Testing
February 12, 2026 / Source: Federal Deposit Insurance Corporation
February 12, 2026 WASHINGTON — The Federal Deposit Insurance Corporation (FDIC) today released the hypothetical economic scenarios for use in the upcoming stress tests for covered institutions with total consolidated assets of more than $250 billion. The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 requires certain financial companies, including certain state nonmember…
The Agencies Are Rescinding the Liquidity Coverage Ratio FAQ
February 11, 2026 / Source: Board of Governors of the Federal Reserve System
Liquidity Coverage Ratio FAQs Update on February 10, 2026: The Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation (collectively, the agencies) are rescinding the public FAQs with respect to the LCR rule but leaving the rescinded FAQs posted on their websites….
How the Industry Is Adapting to Nacha’s New Risk Management Rules
February 11, 2026 / Source: Nacha
As ACH volumes continue to surge, fraudsters have become more sophisticated, particularly in exploiting credit‑push payments. In response, Nacha has introduced new Risk Management Rules, with phases taking effect in March and June 2026. These Rules require all ACH participants, including Originators, ODFIs, RDFIs, Third‑Party Service Providers and Third-Party Senders, to implement risk‑based processes and procedures…