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OCC Requests Comment on Proposed Rulemaking on the Bank Appeals Process
February 17, 2026 / Source: Office of the Comptroller of the Currency
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today requested comment on a proposal to establish revised procedures and policies for appeals by OCC-supervised entities of material supervisory determinations. The proposed changes reflect the OCC’s experience administering the bank appeals process and are intended to enhance the independence and efficiency of the appeals function. The proposal…
Treasury Accepting Whistleblower Tips on Fraud, Money Laundering, Sanctions Violations
February 16, 2026 / Source: U.S. Department of the Treasury
February 13, 2026 WASHINGTON—The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) today launched a new dedicated webpage to confidentially accept whistleblower tips on fraud, money laundering, and sanctions violations. While in Minnesota last month in support of President Trump’s efforts to stop the rampant government benefits fraud schemes, which have cost taxpayers billions of…
FinCEN Issues Exceptive Relief to Streamline Customer Due Diligence Requirements
February 16, 2026 / Source: Financial Crimes Enforcement Network
Immediate Release February 13, 2026 Relief Reduces Burdensome and Duplicative Regulatory Requirement WASHINGTON—Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) issued an order granting exceptive relief to covered financial institutions from certain requirements under FinCEN’s Customer Due Diligence Requirements for Financial Institutions rule (the “2016 CDD Rule”). The order excepts covered financial institutions…
SBA Procedural Notice: Revised Applicant Ownership, Citizenship, and Residency Requirements for 7(a) and 504 Loans
February 16, 2026 / Source: U.S. Small Business Administration
The purpose of this notice is to announce that SBA is incorporating into Standard OperatingProcedure (“SOP”) 50 10 8, Lender and Development Company Loan Programs, recent policychanges issued in SBA Policy Notice 5000-876441, Update to SOP 50 10 8 – Citizenship andResidency Requirements and Recission of Procedural Notice 5000-872050, the updated policyrequirements that 100% of…
Mortgage Rates Inch Down
February 12, 2026 / Source: Freddie Mac
MCLEAN, Va., Feb. 12, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.09%. “Bolstered by strong economic growth, a solid labor market and mortgage rates at three-year lows, housing affordability continues to measurably improve. These factors have caught the attention of…
FDIC Releases Economic Scenarios for 2026 Stress Testing
February 12, 2026 / Source: Federal Deposit Insurance Corporation
February 12, 2026 WASHINGTON — The Federal Deposit Insurance Corporation (FDIC) today released the hypothetical economic scenarios for use in the upcoming stress tests for covered institutions with total consolidated assets of more than $250 billion. The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 requires certain financial companies, including certain state nonmember…
The Agencies Are Rescinding the Liquidity Coverage Ratio FAQ
February 11, 2026 / Source: Board of Governors of the Federal Reserve System
Liquidity Coverage Ratio FAQs Update on February 10, 2026: The Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation (collectively, the agencies) are rescinding the public FAQs with respect to the LCR rule but leaving the rescinded FAQs posted on their websites….
How the Industry Is Adapting to Nacha’s New Risk Management Rules
February 11, 2026 / Source: Nacha
As ACH volumes continue to surge, fraudsters have become more sophisticated, particularly in exploiting credit‑push payments. In response, Nacha has introduced new Risk Management Rules, with phases taking effect in March and June 2026. These Rules require all ACH participants, including Originators, ODFIs, RDFIs, Third‑Party Service Providers and Third-Party Senders, to implement risk‑based processes and procedures…
OCC Charters Must Adhere to National Bank Act
February 11, 2026 / Source: CSBS
Press Releases Feb 11, 2026 Washington, D.C. – The Office of the Comptroller of the Currency’s (OCC’s) seemingly benign proposal to clarify national trust charter regulations would instead create uncertainty and could result in serious implications by overstepping National Bank Act authority, the Conference of State Bank Supervisors (CSBS) said in a comment letter today. The OCC has…
Household Debt Balances Grow Modestly; Early Delinquencies Level Out for Non-Housing Debts
February 10, 2026 / Source: Federal Reserve Bank of New York
Press Release February 10, 2026 NEW YORK—The Federal Reserve Bank of New York’s Center for Microeconomic Data today issued its Quarterly Report on Household Debt and Credit. The report shows total household debt increased by $191 billion, 1.0%, in Q4 2025, to $18.8 trillion. The report is based on data from the New York Fed’s nationally…
FHFA Final Rule; Repeal of 12 CFR part 1293: Fair Lending, Fair Housing, and Equitable Housing Finance Plans
February 10, 2026 / Source: Federal Housing Finance Agency
Final rule; repeal of 12 CFR part 1293. The Federal Housing Finance Agency (“FHFA” or the “Agency”) is issuing this final rule to repeal the Fair Lending, Fair Housing, and Equitable Housing Finance Plans regulation (“part 1293”). After considering public comments received in response to the proposed rule FHFA published on July 28, 2025, this…
OFAC Launches Voluntary Self-Disclosure Portal
February 9, 2026 / Source: Office of Foreign Assets Control
02/06/2026 To further improve customer service, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) is launching a new online Voluntary Self-Disclosure Portal. This portal provides a streamlined, secure method for submitting voluntary self-disclosures of potential violations of OFAC-administered sanctions programs. By transitioning to this online system, OFAC aims to increase efficiency and…
FDIC Extends Comment Period for Notice of Proposed Rulemaking to Establish GENIUS Act Application Procedures for FDIC-Supervised Institutions Seeking to Issue Payment Stablecoins
February 8, 2026 / Source: Federal Deposit Insurance Corporation
Laws and Regulations February 6, 2026 Summary: The Federal Deposit Insurance Corporation (FDIC) is extending the comment period for the Notice of Proposed Rulemaking (NPR) on Approval Requirements for Issuance of Payment Stablecoins by Subsidiaries of FDIC-Supervised Insured Depository Institutions (PDF) from February 17, 2026, to May 18, 2026. Statement of Applicability: The contents of, and material referenced in,…
Became Law: H.R.7148 – Consolidated Appropriations Act, 2026
February 8, 2026 / Source: Congress
House agreed to Senate amendment (02/03/2026) Consolidated Appropriations Act, 2026 This bill provides appropriations to several federal departments and agencies for the remainder of FY2026 and provides continuing FY2026 appropriations for the Department of Homeland Security (DHS) through February 13, 2026. It also extends various expiring programs and authorities. Specifically, the bill includes 5 of…
FDIC Issues List of Banks Examined for CRA Compliance
February 5, 2026 / Source: Federal Deposit Insurance Corporation
February 5, 2026 WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in November 2025. The CRA is a 1977 law that requires the FDIC to assess a…
Statement from Secretary of the Treasury Scott Bessent Before the United States Senate Banking Committee
February 5, 2026 / Source: U.S. Department of the Treasury
February 5, 2026 Chairman Scott, Ranking Member Warren, and members of the Committee—thank you for inviting me to discuss the Financial Stability Oversight Council’s 2025 annual report. This report is the culmination of extensive collaboration among FSOC members. I would like to thank them for their hard work and dedication in advancing the President’s bold vision for a better America. Since…
SBA Policy Notice: Citizenship and Residency Requirements and Recission of Procedural Notice
February 4, 2026 / Source: Small Business Administration
The purpose of this notice is to advise SBA employees, 7(a) Lenders, and Certified DevelopmentCompanies (“CDCs”) that effective March 1, 2026, SBA hereby revises Standard OperatingProcedure (“SOP”) 50 10 8 Lender and Development Company Loan Programs guidance relatedto businesses owned by non-U.S. citizens. Consistent with 13 C.F.R. 120.100 and ExecutiveOrder 14159 “Protecting the American People…
Report to the Secretary of the Treasury from the Treasury Borrowing Advisory Committee
February 4, 2026 / Source: U.S. Department of the Treasury
February 4, 2026 February 3, 2026 Letter to the Secretary Dear Mr. Secretary, Since the TBAC last met in early November, Treasury yields are little changed. While domestic fixed-income markets were relatively stable, a sharp rise in Japan government bond yields in January rippled through global fixed-income markets. Equity prices continued to advance over…
Quarterly Refunding Statement of Deputy Assistant Secretary for Federal Finance Brian Smith
February 4, 2026 / Source: U.S. Department of the Treasury
February 4, 2026 WASHINGTON — The U.S. Department of the Treasury is offering $125 billion of Treasury securities to refund approximately $90.2 billion of privately-held Treasury notes and bonds maturing on February 15, 2026. This issuance will raise new cash from private investors of approximately $34.8 billion. The securities are: The 3-year note will be…
Brooklyn Banker Pleads Guilty to Laundering Proceeds of Medicare Fraud for Transnational Criminal Organization
February 3, 2026 / Source: US Department of Justice
A New York man pleaded guilty today to participating in a scheme to launder more than $8 million in health care fraud proceeds on behalf of a transnational criminal organization (TCO). This marks the first time the Health Care Fraud Unit has charged and convicted a former bank employee for conspiring to launder health care fraud…
OCC Releases CRA Performance Evaluations for 29 National Banks and Federal Savings Associations
February 2, 2026 / Source: Office of the Comptroller of the Currency
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of January 1, 2026, through January 31, 2026. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…
Treasury Announces Marketable Borrowing Estimates
February 2, 2026 / Source: US Department of the Treasury
February 2, 2026 Sources and Uses Tables WASHINGTON –– The U.S. Department of the Treasury today announced its current estimates of privately-held net marketable borrowing[1] for the January–March 2026 and April–June 2026 quarters. Additional financing details relating to Treasury’s Quarterly Refunding will be released at 8:30 a.m. on Wednesday, February 4, 2026.
Former Bank Employee Pleads Guilty to Accepting Bribes, Laundering $5.5 Million to Colombia
February 2, 2026 / Source: US Department of Justice
A Florida man pleaded guilty Wednesday to accepting bribes and facilitating the laundering of more than $5.5 million to Colombia. According to court filings, Leonardo Ayala, 25, of Homestead, Florida, accepted bribes and exploited his position as a bank employee to help launder drug money to Colombia, while employed by TD Bank, N.A. From June…
CFPB Requests Comments on Agency Information Collection Activities
February 1, 2026 / Source: Consumer Financial Protection Bureau
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB or Bureau) requests the Office of Management and Budget’s (OMB’s) extension of an information collection titled “Consumer Response Intake Form. The CFPB published a 60-day Federal Register notice on November 28, 2025 (90 FR 54643) under Docket Number: CFPB-2025-0042….
Treasury Sanctions Iranian Regime Officials for Violent Repression and Corruption
February 1, 2026 / Source: US Department of the Treasury
January 30, 2026 First Designation of IRGC-Linked Digital Asset Exchange WASHINGTON—Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) took additional action against Iranian officials responsible for the regime’s brutal crackdown on its own people. Among the officials sanctioned today is Eskandar Momeni Kalagari —Iran’s Minister of the Interior—who oversees the murderous Law…