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Joint Report to Congressional Committees: Differences in Accounting and Capital Standards Among the Federal Banking Agencies as of September 30, 2025; Report to Congressional Committees
January 15, 2026 / Source: National Archives and Records Administration
The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) have prepared this report pursuant to section 37(c) of the Federal Deposit Insurance Act. Section 37(c) requires the agencies to jointly submit an annual report to…
Secretary Bessent Announces Sanctions Against Architects of Iran’s Brutal Crackdown on Peaceful Protests
January 15, 2026 / Source: US Department of the Treasury
January 15, 2026 WASHINGTON—Today, as the people of Iran bravely take to the streets to demand basic freedoms and economic security, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) is taking action against the architects of the Iranian regime’s brutal crackdown on peaceful demonstrators. OFAC today is also taking action against the…
Proposed Rule: HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
January 14, 2026 / Source: Department of Housing and Urban Development
The Fair Housing Act prohibits discrimination in the sale, rental, or financing of dwellings and in other housing-related activities. Since 2013, HUD has issued three final rules for determining whether a given practice has an unjustified discriminatory effect under the Fair Housing Act, even where practices were not motivated by discriminatory intent. These rules formalized…
FTC Asks Court to Hold Payment Processors in Contempt for Systematically Violating 2015 Order: Agency is seeking at least $52.9 million in relief for consumers from Cliq, Andrew Phillips, and John Blaugrund
January 13, 2026 / Source: Federal Trade Commission
The Federal Trade Commission has asked a federal court to hold the operators of a payment processing operation in contempt for systematically violating their 2015 order with the agency over allegations they illegally processed credit card payments. In a motion filed in federal court, the FTC alleged that Cliq, Inc., formerly Cardflex, Inc., along with its operators,…
Geographic Targeting Order Imposing Recordkeeping and Reporting Requirements on Certain Financial Institutions in Minnesota
January 13, 2026 / Source: Department of the Treasury Financial Crimes Enforcement Network
FinCEN is issuing this Geographic Targeting Order, requiring banks and money transmitters located in the Counties of Hennepin and Ramsey, Minnesota to retain and report records of certain payments of $3,000 or more.
Treasury and State Departments Designate Muslim Brotherhood Branches as Terrorist Organizations
January 13, 2026 / Source: US Department of the Treasury
WASHINGTON — Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC), in coordination with the Department of State, is taking action pursuant to the Administration’s policy to curtail the pernicious influence of the Muslim Brotherhood and protect the United States and its partners from Muslim Brotherhood chapters’ support for terrorism. Chapters of the…
Statement from Federal Reserve Chair Jerome H. Powell
January 12, 2026 / Source: Board of Governors of the Federal Reserve System
Good evening. On Friday, the Department of Justice served the Federal Reserve with grand jury subpoenas, threatening a criminal indictment related to my testimony before the Senate Banking Committee last June. That testimony concerned in part a multi-year project to renovate historic Federal Reserve office buildings. I have deep respect for the rule of law…
G7 Cyber Expert Group Releases Roadmap for Coordinating the Transition to Post-Quantum Cryptography in the Financial Sector
January 12, 2026 / Source: US Department of the Treasury
The G7 Cyber Expert Group (CEG) – chaired by the U.S. Department of the Treasury and the Bank of England – released a public statement today advising financial entities, authorities and suppliers of key considerations and potential activities for transitioning to quantum-resilient technology in a coordinated and timely way. Quantum computers have the potential to revolutionize the…
Consumer Financial Protection Bureau and the Department of Justice Withdraw Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers
January 12, 2026 / Source: Consumer Financial Protection Bureau
Washington, D.C. – The Consumer Financial Protection Bureau and the Department of Justice (together, the “agencies”) announced today that they have withdrawn a joint statement regarding the implications of a creditor’s consideration of an individual’s immigration status under the Equal Credit Opportunity Act (ECOA). On October 12, 2023, the agencies published a joint statement cautioning that…
Consolidated Reports of Condition and Income for Fourth Quarter 2025
January 11, 2026 / Source: Federal Deposit Insurance Corporation
This Financial Institution Letter and the attached Supplemental Instructions for the December 31, 2025, report date should be shared with the individual(s) responsible for preparing the Call Report at your institution. There are no new data items that take effect this quarter in the FFIEC 031, FFIEC 041 or FFIEC 051 Call Report forms. The instructions have…
2025 Private Education Loan Ombudsman Report
January 11, 2026 / Source: Consumer Financial Protection Bureau
The 2025 Private Education Loan Ombudsman Annual report analyzes complaints from the prior award year (July 1, 2024 through June 30, 2025) and notes an increase in untimely responses to complaints, as well as an increase in complaints referencing fraud or scams. The report’s recommendations include coordinating inter-agency efforts to target frauds and scammers, inter-agency…
National Bank Chartering: Notice of Proposed Rulemaking
January 8, 2026 / Source: Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency (OCC) is issuing a notice of proposed rulemaking to clarify the longstanding authority of national banks limited to the operations of trust companies and activities related thereto to engage in non-fiduciary activities in addition to their fiduciary activities. The proposal would neither expand nor contract the OCC’s…
FTC to Host Workshop on Consumer Injuries and Benefits in the Data-Driven Economy
January 8, 2026 / Source: Federal Trade Commission
The Federal Trade Commission will host a workshop on February 26, 2026, to examine how the agency can better understand and measure consumer injuries and benefits that may result from the collection, use, or disclosure of consumer data. The workshop, “Measuring Injuries and Benefits in the Data-Driven Economy,” will also explore efforts to measure consumers’…
Agency Information Collection Activities: Proposed New Information Collection; Survey of the Costs of AML/CFT Compliance; Comment Request
January 8, 2026 / Source: Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC), as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on a proposed information collection, a Survey of the Costs of Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) Compliance….
Consumer Credit Card Market Report of the Consumer Financial Protection Bureau, 2025
January 7, 2026 / Source: Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau is issuing its seventh biennial Consumer Credit Card Market Report to Congress. The report includes analysis of data from several sources to examine many aspects of the consumer credit card market since the Bureau’s most recent biennial report on the same subject in 2023.
CFPB Adjusts Regulation Z (Truth in Lending) Asset-Size Exemption Threshold
January 7, 2026 / Source: Consumer Financial Protection Bureau
This rule amends Regulation Z (Truth in Lending) to implement certain amendments to the Truth in Lending Act made by the Dodd-Frank Act. This rule amends the official commentary that interprets the requirements of the Bureau’s Regulation Z (Truth in Lending) to reflect changes in the asset-size thresholds for certain creditors to qualify for an…
CFPB Issues Final Rule Amending Regulation C (Home Mortgage Disclosure)
January 7, 2026 / Source: Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau (Bureau) is issuing a final rule amending the official commentary that interprets the requirements of the Bureau’s Regulation C (Home Mortgage Disclosure) to reflect the asset-size exemption threshold for banks, savings associations, and credit unions based on the annual percentage change in the average of the Consumer Price Index for…
Community Bankers End Year on Sunny Note
January 7, 2026 / Source: Conference of State Bank Supervisors
Jan 6, 2026 Washington, D.C. – Community bankers ended 2025 with a high sentiment on future conditions, according to the 2025 fourth quarter results of the Community Bank Sentiment Index (CBSI) released today by the Conference of State Bank Supervisors (CSBS). Although the CBSI slipped one point to 132 from last quarter’s record high of 133, it remains…
Bank Insider Pleads Guilty to Facilitating Money Laundering
January 6, 2026 / Source: US Department of Justice
A former New York-based employee pleaded guilty today to facilitating a money laundering network’s movement of hundreds of millions of dollars through TD Bank accounts. “The defendant leveraged his position at TD Bank and facilitated the criminal activity of a money laundering network that moved hundreds of millions of dollars through the bank’s accounts,” said…
FTC Issues Biennial Report to Congress on the National Do Not Call Registry
January 6, 2026 / Source: Federal Trade Commission
In FY 2025, the agency received more than 2.6 million complaints and 4.8 million new numbers were added to the DNC Registry January 6, 2026 Tags: The Federal Trade Commission issued its biennial report to Congress on the National Do Not Call (DNC) Registry that shows consumers placed more than 258 million telephone numbers on the Registry…
OCC Releases CRA Performance Evaluations for 33 National Banks and Federal Savings Associations
January 5, 2026 / Source: Office of the Comptroller of the Currency
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of December 1, 2025, through December 31, 2025. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…
Trust and Wealth Management Training: From Trust Fundamentals to Practical Considerations
January 5, 2026 / Source: Compliance Alliance
Published: January 5th, 2026 Description: This presentation provides a practical overview of trust structures, terminology, and legal foundations, with a focus on how these concepts translate into real-world situations such as bank account-opening, customer identification procedures (CIP), operational requirements and risk considerations. It is designed to help bankers understand how trusts are formed, who the…
FinCEN Issues Final Rule to Postpone Effective Date of Investment Adviser Rule to 2028
January 4, 2026 / Source: Financial Crimes Enforcement Network
Immediate Release December 31, 2025 Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) issued a final rule to extend the effective date of the rule establishing Anti-Money Laundering/Countering the Financing of Terrorism Program and Suspicious Activity Report Filing Requirements for Registered Investment Advisers and Exempt Reporting Advisers (IA AML Rule) from January 1,…
FHFA House Price Index® Up 0.4 Percent in October; Up 1.7 Percent from Last Year
January 4, 2026 / Source: Federal Housing Finance Agency
Washington, D.C. – U.S. house prices rose 0.4 percent in October, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 1.7 percent from October 2024 to October 2025. The previously reported 0.0 percent price change in September was revised downward to a 0.1 percent decline. For the nine census divisions, seasonally…
Treasury Targets Oil Traders Engaged in Sanctions Evasion for Maduro Regime
January 4, 2026 / Source: US Department of the Treasury
December 31, 2025 WASHINGTON — Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) sanctioned four companies for operating in Venezuela’s oil sector and identified four associated oil tankers as blocked property. These vessels, some of which are part of the shadow fleet serving Venezuela, continue to provide financial resources that fuel…