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Nacha Provides Comment to the Federal Reserve on the Future of its Check Service
March 8, 2026 / Source: Nacha
The problems with paper checks are well-documented. According to the Federal Reserve, “Checks are vulnerable to fraud because checks can be stolen, altered, or forged.” Also, “the physical nature of checks makes them susceptible to theft while in transit or when left in unsecured locations. Checks also contain visible sensitive information—the payor’s name, account number, routing…
Financial Action Task Force Identifies Jurisdictions with Anti-Money Laundering, Combating the Financing of Terrorism, and Counter-Proliferation Finance Deficiencies
March 8, 2026 / Source: Financial Crimes Enforcement Network
Immediate Release March 06, 2026 WASHINGTON—The Financial Crimes Enforcement Network (FinCEN) is informing U.S. financial institutions that the Financial Action Task Force (FATF), an intergovernmental body that establishes international standards for anti-money laundering, countering the financing of terrorism, and countering the financing of proliferation of weapons of mass destruction (AML/CFT/CPF), updated its lists of jurisdictions…
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request – Application to Retire or Reduce Capital
March 5, 2026 / Source: Federal Deposit Insurance Corporation (FDIC)
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0079, and -0122). The notices of proposed renewal for these information collections were…
Agency Information Collection Activities: Comment Request – Privacy of Consumer Financial Information (Regulation P)
March 5, 2026 / Source: Consumer Financial Protection Bureau
The CFPB published a 60-day Federal Register notice on December 9, 2025 (90 FR 57035), under Docket Number: CFPB-2025-0044. The CFPB is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the CFPB, including whether the information will have practical utility;…
FDIC Issues List of Banks Examined for CRA Compliance
March 5, 2026 / Source: Federal Deposit Insurance Corporation
March 5, 2026 WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in December 2025. The CRA is a 1977 law that requires the FDIC to assess…
Frequently Asked Questions Regarding the Capital Treatment of Tokenized Securities
March 5, 2026 / Source: Federal Deposit Insurance Corporation
March 5, 2026 Summary: The Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, and Board of Governors of the Federal Reserve System, (collectively, the agencies) are issuing answers to frequently asked questions (FAQ) concerning the capital treatment of tokenized securities. Statement of Applicability: The contents of, and material referenced in, this FIL apply…
Agencies Clarify the Capital Treatment of Tokenized Securities
March 5, 2026 / Source: Federal Deposit Insurance Corporation
Joint Release Federal Deposit Insurance CorporationFederal Reserve BoardOffice of the Comptroller of the Currency March 5, 2026 WASHINGTON –The federal bank regulatory agencies today jointly issued answers to frequently asked questions to clarify the capital treatment of tokenized securities. A security is often referred to as “tokenized” when ownership rights in the security are represented using…
Fair Housing Home Loan Data System: Final Rule
March 4, 2026 / Source: Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency (OCC) is rescinding its Fair Housing Home Loan Data System regulation. The OCC has determined that the regulation is obsolete and largely duplicative of and inconsistent with other legal authorities that require national banks to collect and retain certain information on applications for home loans. Moreover, it…
Community Bank Licensing Amendments: Final Rule
March 4, 2026 / Source: Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency (OCC) is amending its rules related to policies and procedures to simplify licensing requirements for corporate activities and transactions involving national banks and Federal savings associations that have less than $30 billion in total assets and satisfy certain conditions. The final rule is intended to reduce burden…
OCC Issues Final Rules to Reduce Regulatory Burden for Community Banks
March 3, 2026 / Source: Office of the Comptroller of the Currency
News Release 2026-13|March 3, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced two final rules to reduce the regulatory burden for community banks. These actions build upon the OCC’s ongoing efforts to tailor bank supervision and regulation to bank risk profile and reduce burden for its regulated institutions so they can focus…
Community Bank Licensing Amendments: Final Rule
March 3, 2026 / Source: Office of the Comptroller of the Currency
OCC Bulletin 2026-6|March 3, 2026 Summary The Office of the Comptroller of the Currency (OCC) has issued a final rule to amend its regulations to simplify licensing requirements for corporate activities and transactions involving national banks and federal savings associations that have less than $30 billion in total assets and satisfy certain conditions. The final rule…
Rescission of 12 CFR 27, ‘Fair Housing Home Loan Data System’: Final Rule
March 3, 2026 / Source: Office of the Comptroller of the Currency
OCC Bulletin 2026-5|March 3, 2026 Summary The Office of the Comptroller of the Currency (OCC) is issuing a final rule rescinding 12 CFR 27, “Fair Housing Home Loan Data System.” In connection with the OCC’s ongoing efforts to tailor bank supervision and regulation to bank risk profile, the OCC has reviewed 12 CFR 27 (part 27)…
Proposal of Special Measure Regarding MBaer Merchant Bank AG as a Financial Institution Operating Outside of the United States of Primary Money Laundering Concern
March 2, 2026 / Source: Financial Crimes Enforcement Network (FinCEN)
FinCEN is issuing a notice of proposed rulemaking, pursuant to section 311 of the USA PATRIOT Act, that finds MBaer Merchant Bank AG (MBaer), a financial institution based in Switzerland, to be of primary money laundering concern, and proposes imposing a special measure to: (1) prohibit U.S. financial institutions from opening or maintaining a correspondent…
Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency
March 2, 2026 / Source: Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency (OCC) proposes to issue regulations to implement the Guiding and Establishing National Innovation for U.S. Stablecoins Act regarding the issuance of payment stablecoins and certain related activities by entities subject to the OCC’s jurisdiction. Comments must be received by May 1, 2026.
OCC Releases CRA Performance Evaluations for 24 National Banks and Federal Savings Associations
March 2, 2026 / Source: Office of the Comptroller of the Currency
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of February 1, 2026, through February 28, 2026. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…
OCC Issues Second and Third Quarter 2026 CRA Evaluation Schedule
March 1, 2026 / Source: Office of the Comptroller of the Currency
News Release 2026-11|February 27, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the second and third quarters of 2026. The OCC encourages public comment on the CRA-related activities of the national banks and federal savings associations (collectively, banks) scheduled to…
National Bank Chartering: Final Rule
March 1, 2026 / Source: Office of the Comptroller of the Currency
OCC Bulletin 2026-4|February 27, 2026 Summary The Office of the Comptroller of the Currency (OCC) is issuing a final rule to clarify the longstanding authority of national banks limited to the operations of trust companies and activities related thereto to engage in non-fiduciary activities in addition to their fiduciary activities. The final rule would neither expand…
FDIC Issues CRA Examination Schedules for Second Quarter 2026 and Third Quarter 2026
March 1, 2026 / Source: Federal Deposit Insurance Corporation
February 27, 2026 WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the second quarter 2026 and third quarter 2026. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the…
Reminder: Residential Real Estate Reporting Begins March 1, 2026
March 1, 2026 / Source: Financial Crimes Enforcement Network
Beginning March 1, 2026, select professionals involved in real estate closings and settlements are required to report information to the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) on certain non-financed transfers of residential real estate to legal entities or trusts. The requirement does not apply to transfers of property to individuals. Transfers…
Compliance Tools Updated to reflect FinCEN’s Exceptive Relief on Beneficial Ownership Collection
March 1, 2026
Summary:FinCEN’s Exceptive Relief (FIN-2026-R001), issued February 13, 2026, eliminates the requirement for banks to obtain a new beneficial ownership certification each time an existing legal entity customer opens an additional account, provided the information was previously collected in accordance with Customer Due Diligence (CDD) requirements and remains accurate. Updated Tools In response, we have updated…
Prohibition on Use of Reputation Risk or Other Supervisory Tools To Encourage or Compel Banking Organizations To Engage in Politicized or Unlawful Discrimination
February 26, 2026 / Source: Board of Governors of the Federal Reserve System
The Board of Governors of the Federal Reserve System (Board) is inviting public comment on a notice of proposed rulemaking (proposal or proposed rule) that would codify the removal of reputation risk from the Board’s supervisory programs. The proposal would prohibit the Board from encouraging or compelling Board-supervised banking organizations to deny or condition the…
Treasury Proposes Rule to Sever Swiss Bank MBaer’s Access to U.S. Financial System
February 26, 2026 / Source: U.S. Department of the Treasury
February 26, 2026 MBaer Provides Financial Support to Iran and Russia WASHINGTON—Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) proposed a rule that, if finalized, would sever MBaer Merchant Bank AG (MBaer’s) access to the U.S. financial system as a result of its financial support to illicit actors linked to Russia…
OCC Requests Comments on Proposal to Implement GENIUS Act
February 26, 2026 / Source: Office of the Comptroller of the Currency
News Release 2026-9|February 25, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today issued a proposed rulemaking to implement the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act. The notice of proposed rulemaking generally sets forth, and seeks comment on, the regulations that would apply to permitted payment stablecoin issuers and foreign…
GENIUS Act Regulations: Notice of Proposed Rulemaking
February 26, 2026 / Source: Office of the Comptroller of the Currency
OCC Bulletin 2026-3|February 25, 2026 Summary The Office of the Comptroller of the Currency (OCC) is issuing a notice of proposed rulemaking to implement the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act regarding the issuance of payment stablecoins and certain related activities by entities subject to the OCC’s jurisdiction. Note for Community Banks…
FTC Issues COPPA Policy Statement to Incentivize the Use of Age Verification Technologies to Protect Children Online
February 25, 2026 / Source: Federal Trade Commission
Policy statement announces enforcement approach regarding the collection, use, and disclosure of personal data to determine the age of a user February 25, 2026The Federal Trade Commission issued a policy statement today announcing that the Commission will not bring an enforcement action under the Children’s Online Privacy Protection Rule (COPPA Rule) against certain website and…