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Consolidated Reports of Condition and Income for Third Quarter 2026
October 5, 2026 / Source: FDIC
This Financial Institution Letter and the attached Supplemental Instructions for the September 30, 2026, report date should be shared with the individual(s) responsible for preparing the Call Report at your institution. There are no new data items in the Call Report forms this quarter. The instructions for all three Call Report forms have been updated to be consistent…
Treasury Dismantles Major Hamas Financing Network
October 2, 2026 / Source: U.S. Department of the Treasury
WASHINGTON—Today, the Department of the Treasury’s Office of Foreign Assets Control (OFAC) designated a member of Hamas’s military wing, along with two France-based individuals and two affiliated entities that provide critical financing to Hamas. These designations expose a sophisticated, multi‑year financing architecture that moved more than $2 million to Hamas through deceptive charitable fronts and cryptocurrency…
Fair Lending Report of the Consumer Financial Protection Bureau for 2025
October 2, 2026 / Source: CFPB
In 2025, the Consumer Financial Protection Bureau (CFPB) transformed its fair lending program by refocusing its regulatory, supervisory, and enforcement activities on its statutory authority and identified consumer harm. Under previous administrations, the CFPB was weaponized and had gone beyond its statutory mandate. In the area of fair lending specifically, CFPB leadership uncovered egregious examples…
Federal Reserve Board announces it will extend, until November 4, the comment period on its proposal to modernize Regulation O
October 2, 2026 / Source: Federal Reserve
The Federal Reserve Board announced Friday that it will extend, until November 4, the comment period on its proposal to modernize Regulation O, its rule governing the extension of credit by a bank to its “insiders”—bank executives, board members and major shareholders who could potentially influence a bank’s lending decisions. The Board extended the comment…
OCC Releases CRA Performance Evaluations for 13 National Banks and Federal Savings Associations
October 1, 2026 / Source: OCC
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of September 1, 2026, through September 30, 2026. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…
Treasury Announces the Completion of Automatic Enrollment Today for Trump Accounts
October 1, 2026 / Source: U.S. Department of the Treasury
WASHINGTON — Today, the U.S. Department of the Treasury announced the completion of automatic enrollment for Trump Accounts, expanding access and creating a pathway for philanthropic contributions to invest in the financial futures of millions of American children. Trump Accounts are tax-advantaged investment accounts for American children under the age of eighteen. Claiming a child’s account…
Operation Economic Outcast Takes Unprecedented Action Against Sanctions Evasion Network Used by Iran
October 1, 2026 / Source: FinCEN
Today, as part of Operation Economic Outcast, the U.S. Department of the Treasury took unprecedented action against the A7 Network, a shadow banking network with ties to Russia used by the Iranian regime to evade sanctions. Treasury’s Financial Crimes Enforcement Network (FinCEN) proposed a rule that would prohibit transmittals of funds regarding transactions involving the…
Mortgage Rates Average 7.28%
October 1, 2026 / Source: Freddie Mac
MCLEAN, Va., Oct. 01, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 7.28%. “With mortgage rates on their current trajectory, the housing market continues to be supported by favorable economic conditions,” said Sam Khater, Freddie Mac’s Chief…
Counter Terrorism and Transnational Criminal Organizations Designations; Belarus, Counter Narcotics, and Libya Designations Removals
September 30, 2026 / Source: U.S. Department of the Treasury
Treasury Sanctions Financial Network of Foreign Terrorist Organization, Tren de Aragua, After Theft of Millions from U.S. Banks Recent Actions Body Specially Designated Nationals List Updates The following individuals have been added to OFAC’s SDN List: CANELON AGUIRRE, Anibal Alexander (a.k.a. “Prometheus”; a.k.a. “The Engineer”), Venezuela; DOB 15 May 1976; POB Venezuela; nationality Venezuela; Gender…
Concentrations of Credit: Revised Comptroller’s Handbook Booklet and Rescissions
September 30, 2026 / Source: Office of the Comptroller of the Currency
Summary The Office of the Comptroller of the Currency (OCC) issued today version 3.0 of the “Concentrations of Credit” booklet of the Comptroller’s Handbook. Rescissions This booklet replaces version 2.0 of the booklet of the same title. Also rescinded is OCC Bulletin 2020-90, “Concentrations of Credit: Revised Comptroller’s Handbook Booklet and Rescissions,” which transmitted version…
Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements
September 30, 2026 / Source: Board of Governors of the Federal Reserve System
The Federal Reserve Board on Wednesday finalized changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements. The two final rules are largely similar to the proposed rules from 2025. The Board also requested comment on a proposal to better capture differences in banks’…
Treasury Sanctions Financial Network of Foreign Terrorist Organization, Tren de Aragua, After Theft of Millions from U.S. Banks
September 30, 2026 / Source: U.S. Department of the Treasury
WASHINGTON—Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) designated 10 targets involved in a Tren de Aragua (TdA) fraud scheme that has become a key source of revenue for the organization. TdA is a Foreign Terrorist Organization (FTO) responsible for violent and exploitative criminal activity across the Western Hemisphere—including drug…
U.S. Department of the Treasury and U.S. Department of Education Launch New Defaulted Loans Support Center
September 30, 2026 / Source: U.S. Department of the Treasury
New Online Portal Provides Streamlined Options for Millions of Borrowers to Address Defaulted Loans and Return to Repayment WASHINGTON – The U.S. Department of the Treasury (Treasury) and the U.S. Department of Education (ED) announced the launch of the Defaulted Loans Support Center, a new online portal that gives Americans with defaulted federal student loans a simpler…
Publication of Regulatory Amendments; Publication of Cuba Sanctions Regulations; Issuance of New and Amended Cuba-related Frequently Asked Questions; Publication of Cuba-related OFAC Alert
September 29, 2026 / Source: U.S. Department of the Treasury
09/29/2026 Recent Actions Body The Department of the Treasury’s Office of Foreign Assets Control (OFAC) is issuing a rule removing duplicative regulatory provisions and reorganizing multiple parts within the Code of Federal Regulations (CFR). Through these actions, OFAC is eliminating over 100 subparts from its chapter of the CFR, and making information regarding delegations of…
DOJ’s Fraud Division Uncovers $1.34M in Stolen Social Security Benefits in One Month Takedown, Including Fraudster Who Allegedly Hid Deceased Mother in Garage Freezer
September 29, 2026 / Source: U.S. Department of Justice
11 U.S. Attorney’s Offices, along with federal investigative agencies, participate in Social Security Administration fraud enforcement surge Today, the Justice Department’s National Fraud Enforcement Division announced the results of a surge of criminal enforcement actions targeting fraud in the Social Security Administration (SSA)’s benefits programs, including Supplemental Security Income (SSI). Between Aug. 21 and Sept….
FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year
September 29, 2026 / Source: Federal Housing Finance Agency
09/29/2026 Washington, D.C. – U.S. house prices rose nationwide in July, up 0.3 percent from the previous month, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 2.6 percent from July 2025 to July 2026. The previously reported 0.0 percent price movement in June remained unchanged. …
Application Procedures for Board-Supervised Insured Depository Institutions Seeking Approval for a Subsidiary To Issue Payment Stablecoins
September 29, 2026 / Source: Board of Governors of the Federal Reserve System
The Board of Governors of the Federal Reserve System (Board) proposes to issue regulations that would establish procedures to be followed by an insured State member bank that seeks to obtain Board approval for a subsidiary to issue payment stablecoins pursuant to the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act).
Implementing the Federal Reserve Board’s Responsibilities Under the GENIUS Act
September 29, 2026 / Source: Board of Governors of the Federal Reserve System
The Board of Governors of the Federal Reserve System (Board) proposes to issue regulations to implement the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) with respect to Board-supervised permitted payment stablecoin issuers (PPSIs) and certain other entities that are subject to the Board’s jurisdiction. In addition, the Board proposes to issue…
The FDIC’s Information Security Program – 2026
September 28, 2026 / Source: Federal Deposit Insurance Corporation
September 28, 2026 The FDIC OIG issued its 2026 report on the FDIC’s Information Security Program per statutory FISMA requirements. The objective of this evaluation was to assess the effectiveness of the FDIC’s information security program and practices. The OIG contracted with KPMG LLP to perform this work. Inspectors General assign maturity level ratings to…
SEC Charges Registered Investment Adviser Zoe Financial for Failure to Disclose Conflict of Interest
September 28, 2026 / Source: U.S. Securities and Exchange Commission
For Immediate Release 2026-94 Washington D.C., Sept. 28, 2026 — The Securities and Exchange Commission today announced settled charges against New York-based investment adviser Zoe Financial Inc. for failing to fully and fairly disclose material facts concerning conflicts of interest to its clients and prospective clients. According to the SEC order, Zoe Financial operated a…
Request for Information: Should Secure Electronic Channels be Required for Exception Processing?
September 28, 2026 / Source: Nacha
Should the Nacha Rules require use of secure electronic channels for exception processing? That’s the question Nacha would like to hear your thoughts on in a new Request for Information (RFI). Exception cases related to ACH Entries typically include sensitive data elements such as names and account numbers. And the Nacha Rules already require ACH…
Mortgage Rates Average 7.03%
September 25, 2026 / Source: Freddie Mac
MCLEAN, Va., Sept. 24, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 7.03%. “The housing market remains supported by a solid labor market and an economy that is growing at a healthy rate,” said Sam Khater, Freddie…
Federal Reserve Board requests public comment on two proposals related to establishing a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act
September 24, 2026 / Source: Federal Reserve
The Federal Reserve Board on Thursday requested public comment on two proposals related to establishing a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act. The first proposal would require that Board-supervised payment stablecoin issuers fully back their stablecoins with certain permissible reserve assets, such as short-term Treasury bills and certain other high-quality,…
FTC Seeks Public Comment on Whether to Update Rule on Impersonation of Government and Businesses to Address Platforms’ Role in Promoting Impersonation Scams
September 24, 2026 / Source: FTC
The Federal Trade Commission announced today that is considering whether to update its Rule on Impersonation of Government and Businesses or take other action to prevent online platforms from engaging in ad-optimization practices that may be furthering impersonation scams. In an Advance Notice of Proposed Rulemaking (ANPRM) to be published in the Federal Register, the…
OCC Reports Mortgage Performance for Second Quarter of 2026
September 23, 2026 / Source: OCC
WASHINGTON—The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the second quarter of 2026. The OCC Mortgage Metrics Report, Second Quarter 2026 showed that 97.7 percent of mortgages included in the report were current and performing at the end of the quarter,…