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Nacha: New Funds Availability Requirements Take Effect Sept. 18
September 1, 2026 / Source: Nacha
Beginning Sept. 18, 2026, a change to the Nacha Operating Rules (Nacha Rules) will accelerate funds availability for some non-Same Day ACH credit Entries (i.e., next day and 2-day credits). The change eliminates the condition that a credit be received by 5 p.m. on the prior day in order for the 9 a.m. funds availability…
Nacha: New Rule Providing Clarity on Definition of IATs Takes Effect Sept. 18
September 1, 2026 / Source: Nacha
A change to the Nacha Operating Rules intended to provide greater precision around International ACH Transactions (IATs) takes effect Sept. 18, 2026. The new Rule replaces the existing definition of an IAT to help ACH Network participants more easily determine when an ACH payment should be classified as an IAT. The new definition describes an…
FDIC’s Incident Detection and Response Program
September 1, 2026 / Source: OIG
The Office of Inspector General (OIG) of the Federal Deposit Insurance Corporation (FDIC) issued its report on the FDIC’s Incident Detection and Response Program. Under Federal law, regulation, and guidance, the FDIC is responsible for safeguarding information, data, and assets from loss, theft, or compromise. To do this, the FDIC must maintain the ability to prepare for, respond to, and…
OCC Releases CRA Performance Evaluations for 23 National Banks and Federal Savings Associations
September 1, 2026 / Source: OCC
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of August 1, 2026, through August 31, 2026. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…