Banker Compliance News

Banking compliance professionals require hot-topic news on consumer and regulatory compliance updates, decisions, amendments, changes and launches from across a wide spectrum of news agencies and federal websites. Not only do we update our News pages with individual news items and their links, but these are sent to members in a Daily Bank Compliance email that can be signed up for once new members log-in. Compliance Alliance monitors these agencies for bank compliance news updates throughout the day—posting relevant information to our News page. This is a valuable resource for Bank Managers and their employees.

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Federal Reserve Board requests comments on amendments to simplify Regulation J

March 7, 2018 / Source: FRB

Press Release March 06, 2018 Federal Reserve Board requests comments on amendments to simplify Regulation J and make it conform more closely with Regulation CC For release at 12:00 p.m. EST The Federal Reserve Board on Tuesday requested comment on amendments to simplify Regulation J (Collection of Checks and Other Items by Federal Reserve Banks…

FFIEC Revised A Guide to HMDA Reporting: Getting It Right!

March 7, 2018 / Source: FDIC

Financial Institution Letters FIL-10-2018 March 5, 2018 FFIEC Revised A Guide to HMDA Reporting: Getting It Right! Printable Format: FIL-10-2018 – PDF (PDF Help) Summary: The Federal Financial Institutions Examination Council (FFIEC) has revised A Guide to HMDA Reporting: Getting It Right! to reflect the October 2015 Home Mortgage Disclosure Act (HMDA) final rule, as amended in 2017. This compliance…

FDIC Issues List of Banks Examined for CRA Compliance

March 6, 2018 / Source: FDIC

Press Releases FDIC Issues List of Banks Examined for CRA Compliance FOR IMMEDIATE RELEASE March 5, 2018 Media contact: Greg Hernandez (202) 898-6984 [email protected] The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the…

OCC Hosts Mutual Savings Association Advisory Committee Meeting on March 21

March 6, 2018 / Source: OCC

NR 2018-24 FOR IMMEDIATE RELEASE March 5, 2018 Contact: Stephanie Collins (202) 649-6870 OCC Hosts Mutual Savings Association Advisory Committee Meeting on March 21 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced it will host a public meeting of the Mutual Savings Association Advisory Committee (MSAAC) on Wednesday, March 21, 2018, beginning…

FDIC Provides Q&As for Consumers as Part of National Consumer Protection Week

March 5, 2018 / Source: FDIC

Press Releases FDIC Provides Q&As for Consumers as Part of National Consumer Protection Week FOR IMMEDIATE RELEASE March 5, 2018 Media contact: Jay Rosenstein (202) 898-7303 [email protected] In observance of National Consumer Protection Week (NCPW) March 4-10, 2018, the FDIC will post a new question and answer (Q&A) on a different banking topic each weekday…

FDIC Consumer News Features Tips on Protecting Assets

March 5, 2018 / Source: FDIC

Press Releases FDIC Consumer News Features Tips on Protecting Assets FOR IMMEDIATE RELEASE March 5, 2018 Media contact: Jay Rosenstein (202) 898-7303 [email protected] It's always important for consumers to save money for their future, keep banking and borrowing costs down, and guard their possessions from high-tech thieves in today's digital world. The Winter 2018 FDIC Consumer News includes…

CFPB Issues Request For Information On Consumer Complaint Reporting

March 2, 2018 / Source: CFPB

CFPB Issues Request For Information On Consumer Complaint Reporting MAR 01, 2018 WASHINGTON, D.C. — The Consumer Financial Protection Bureau (Bureau) today issued a Request for Information (RFI) about the Bureau’s public reporting of consumer complaints. The Bureau is seeking comments and information from interested parties on the usefulness of complaint reporting and analysis, as well…

Fed prepares for next phase of payments security effort as Secure Payments Task Force concludes

March 2, 2018 / Source: FRB

Press Release March 01, 2018 Fed prepares for next phase of payments security effort as Secure Payments Task Force concludes For release at 3:00 p.m. EST The Secure Payments Task Force will conclude its efforts in March with a final publication consisting of a collection of educational materials outlining the lifecycles and security profiles of…

Agencies communicate updated expectations for next resolution plans of two domestic banks

March 2, 2018 / Source: FRB

Press Release March 01, 2018 Agencies communicate updated expectations for next resolution plans of two domestic banks For release at 4:30 p.m. EST The Federal Deposit Insurance Corporation and the Federal Reserve Board on Thursday communicated updated expectations for the next resolution plans of two domestic banks, CIT and Citizens Financial Group. The expectations are…

PRs FDIC Issues CRA Examination Schedules for Second and Third Quarter 2018

March 1, 2018 / Source: FDIC

Press Releases FDIC Issues CRA Examination Schedules for Second and Third Quarter 2018 FOR IMMEDIATE RELEASE February 28, 2018 Media contact: Greg Hernandez (202) 898-6984 [email protected] The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the second and third quarters of 2018. CRA…

PayPal Settles FTC Charges

March 1, 2018 / Source: FTC

PayPal Settles FTC Charges that Venmo Failed to Disclose Information to Consumers About the Ability to Transfer Funds and Privacy Settings; Violated Gramm-Leach-Bliley Act February 27, 2018 The Federal Trade Commission has reached a settlement with PayPal, Inc. over allegations that the company told users of its Venmo peer-to-peer payment service that money credited to…

Normal C/A hours on Wednesday, February 21

February 20, 2018 / Source:

We were planning to be out of the office all morning today, but because of weather concerns we are rescheduling our community restoration day. Our office will have normal hours all day on Wednesday, February 21, 2018 (7 AM – 6 PM CT). —Sincerely, The Compliance Alliance Team  

What Do You Mean Claim Isn’t Covered Webinar is Now Available!

February 16, 2018 / Source:

What Do You Mean Claim Isn't Covered Webinar is now available! It can be found under “News & Events” “Past Events” “Past Webinars.” View Webinar Here

House approves changes to TRID rule, loan originator licensing rules

February 16, 2018 / Source: Housingwire

The House of Representatives last night approved a bill that could bring big changes to the mortgage industry, including making it easier for loan originators to move from a traditional bank to a nonbank.   The bill would also bring changes to the Consumer Financial Protection Bureau’s Know Before You Owe mortgage disclosure rule, also called…

OCC Enforcement Actions and Terminations for February 2018

February 16, 2018 / Source: OCC

WASHINGTON — The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. All Cease and Desist Orders, Civil Money Penalty Orders, and Removal/Prohibition Orders are issued with the consent of the…

February Compliance Huddle is Now Available

February 15, 2018 / Source:

February Compliance Huddle is now available to view. February Compliance Huddle 2018

February Back to Basics Adverse Action Webinar 2018 is Now Available!

February 9, 2018 / Source:

February Back to Basics Adverse Action Webinar is now available! It can be found under “News & Events” “Past Events” “Past Webinars.” View Webinar Here

January Large Bank Compliance Huddle is Now Available

January 26, 2018 / Source:

January Large Bank Compliance Huddle is now available to view. January Compliance Huddle 2017

HMDA 2018 Webinar is Now Available!

January 19, 2018 / Source:

HMDA 2018 Webinar is now available! It can be found under “News & Events” “Past Events” “Past Webinars.” View Webinar Here

January Compliance Huddle is Now Available

January 12, 2018 / Source:

January Compliance Huddle is now available to view. A monthly, peer-to-peer forum that is driven by the topics and issues that attendees wish to talk about and explore.  January Compliance Huddle 2018

January Back to Basics Webinar 2018 is Now Available!

January 11, 2018 / Source:

January Back to Basics Fraud Webinar is now available! It can be found under “News & Events” “Past Events” “Past Webinars.” View Webinar Here

FFIEC Finalizes June 2017 Proposed Revisions to Streamline the “Call Report”

January 3, 2018 / Source: FFIEC

Press Releases Press Release For Immediate Release January 3, 2018 FFIEC Finalizes June 2017 Proposed Revisions to Streamline the “Call Report” The three federal banking agencies, as members of the Federal Financial Institutions Examination Council (FFIEC), have finalized a proposal issued in June 2017 to reduce the reporting burden associated with the preparation and filing…

Consolidated Reports of Condition and Income for Fourth Quarter 2017

January 3, 2018 / Source: FDIC

Financial Institution Letters Federal Deposit Insurance Corporation Office of the Comptroller of the Currency Board of Governors of the Federal Reserve System FIL-1-2018 January 2, 2018 Printable Format: FIL-1-2018 – PDF (PDF Help) DEPOSITORY INSTITUTION REPORTS TO: CHIEF EXECUTIVE OFFICER SUBJECT: Consolidated Reports of Condition and Income for Fourth Quarter 2017 The attached materials pertain to the…

Norman Williams Named Deputy Comptroller for Economic and Policy Analysis

January 3, 2018 / Source: OCC

NR 2018-1 FOR IMMEDIATE RELEASE January 2, 2018 Contact: Bryan Hubbard (202) 649-6870 Norman Williams Named Deputy Comptroller for Economic and Policy Analysis WASHINGTON — The Office of the Comptroller of the Currency (OCC) announced today that Norman Williams has been appointed Deputy Comptroller for Economic and Policy Analysis effective January 7, 2018. Mr. Williams…

FFIEC HMDA Alert – 2018 Rate Spread Calculator

January 2, 2018 / Source: FFIEC

Major changes or additions to HMDA for 2018(most recent first):  January 2, 2018 –A new rate spread calculator has been released that can be used for action dates on or after January 1, 2018.