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Small Business Lending under the Equal Credit Opportunity Act (Regulation B)
May 3, 2026 / Source: CFPB
MAY 01, 2026 The Consumer Financial Protection Bureau is revising certain provisions of Regulation B, subpart B, which implements changes to the Equal Credit Opportunity Act made by section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Bureau is amending coverage of certain credit transactions and financial institutions; the small business definition;…
Prohibition Against Interstate Deposits: Annual Host State Loan-to-Deposit Ratios
May 3, 2026 / Source: OCC
OCC Bulletin 2026-19|May 1, 2026 The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively, the agencies) issued on May 1, 2026, the host state loan-to-deposit (LTD) ratios. The OCC is issuing this bulletin to inform banks1 about how these ratios are…
OCC Stablecoin Rules Must Address Issuer Risks and Protect Consumers
May 3, 2026 / Source: CSBS
May 1, 2026 Download PDF Washington, D.C. – The Conference of State Bank Supervisors (CSBS), joined by the Money Transmitter Regulators Association, today submitted comments to the Office of the Comptroller of the Currency (OCC) requesting changes to its proposed rule to implement the GENIUS Act. The letter emphasized state supervisors’ foundational role in United States stablecoin oversight…