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Rescission of 12 CFR 27, ‘Fair Housing Home Loan Data System’: Final Rule
March 3, 2026 / Source: Office of the Comptroller of the Currency
OCC Bulletin 2026-5|March 3, 2026 Summary The Office of the Comptroller of the Currency (OCC) is issuing a final rule rescinding 12 CFR 27, “Fair Housing Home Loan Data System.” In connection with the OCC’s ongoing efforts to tailor bank supervision and regulation to bank risk profile, the OCC has reviewed 12 CFR 27 (part 27)…
Proposal of Special Measure Regarding MBaer Merchant Bank AG as a Financial Institution Operating Outside of the United States of Primary Money Laundering Concern
March 2, 2026 / Source: Financial Crimes Enforcement Network (FinCEN)
FinCEN is issuing a notice of proposed rulemaking, pursuant to section 311 of the USA PATRIOT Act, that finds MBaer Merchant Bank AG (MBaer), a financial institution based in Switzerland, to be of primary money laundering concern, and proposes imposing a special measure to: (1) prohibit U.S. financial institutions from opening or maintaining a correspondent…
Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency
March 2, 2026 / Source: Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency (OCC) proposes to issue regulations to implement the Guiding and Establishing National Innovation for U.S. Stablecoins Act regarding the issuance of payment stablecoins and certain related activities by entities subject to the OCC’s jurisdiction. Comments must be received by May 1, 2026.
OCC Releases CRA Performance Evaluations for 24 National Banks and Federal Savings Associations
March 2, 2026 / Source: Office of the Comptroller of the Currency
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of February 1, 2026, through February 28, 2026. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…
OCC Issues Second and Third Quarter 2026 CRA Evaluation Schedule
March 1, 2026 / Source: Office of the Comptroller of the Currency
News Release 2026-11|February 27, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the second and third quarters of 2026. The OCC encourages public comment on the CRA-related activities of the national banks and federal savings associations (collectively, banks) scheduled to…
National Bank Chartering: Final Rule
March 1, 2026 / Source: Office of the Comptroller of the Currency
OCC Bulletin 2026-4|February 27, 2026 Summary The Office of the Comptroller of the Currency (OCC) is issuing a final rule to clarify the longstanding authority of national banks limited to the operations of trust companies and activities related thereto to engage in non-fiduciary activities in addition to their fiduciary activities. The final rule would neither expand…
FDIC Issues CRA Examination Schedules for Second Quarter 2026 and Third Quarter 2026
March 1, 2026 / Source: Federal Deposit Insurance Corporation
February 27, 2026 WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the second quarter 2026 and third quarter 2026. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the…
Reminder: Residential Real Estate Reporting Begins March 1, 2026
March 1, 2026 / Source: Financial Crimes Enforcement Network
Beginning March 1, 2026, select professionals involved in real estate closings and settlements are required to report information to the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) on certain non-financed transfers of residential real estate to legal entities or trusts. The requirement does not apply to transfers of property to individuals. Transfers…
Compliance Tools Updated to reflect FinCEN’s Exceptive Relief on Beneficial Ownership Collection
March 1, 2026
Summary:FinCEN’s Exceptive Relief (FIN-2026-R001), issued February 13, 2026, eliminates the requirement for banks to obtain a new beneficial ownership certification each time an existing legal entity customer opens an additional account, provided the information was previously collected in accordance with Customer Due Diligence (CDD) requirements and remains accurate. Updated Tools In response, we have updated…
Prohibition on Use of Reputation Risk or Other Supervisory Tools To Encourage or Compel Banking Organizations To Engage in Politicized or Unlawful Discrimination
February 26, 2026 / Source: Board of Governors of the Federal Reserve System
The Board of Governors of the Federal Reserve System (Board) is inviting public comment on a notice of proposed rulemaking (proposal or proposed rule) that would codify the removal of reputation risk from the Board’s supervisory programs. The proposal would prohibit the Board from encouraging or compelling Board-supervised banking organizations to deny or condition the…
Treasury Proposes Rule to Sever Swiss Bank MBaer’s Access to U.S. Financial System
February 26, 2026 / Source: U.S. Department of the Treasury
February 26, 2026 MBaer Provides Financial Support to Iran and Russia WASHINGTON—Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) proposed a rule that, if finalized, would sever MBaer Merchant Bank AG (MBaer’s) access to the U.S. financial system as a result of its financial support to illicit actors linked to Russia…
OCC Requests Comments on Proposal to Implement GENIUS Act
February 26, 2026 / Source: Office of the Comptroller of the Currency
News Release 2026-9|February 25, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today issued a proposed rulemaking to implement the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act. The notice of proposed rulemaking generally sets forth, and seeks comment on, the regulations that would apply to permitted payment stablecoin issuers and foreign…
GENIUS Act Regulations: Notice of Proposed Rulemaking
February 26, 2026 / Source: Office of the Comptroller of the Currency
OCC Bulletin 2026-3|February 25, 2026 Summary The Office of the Comptroller of the Currency (OCC) is issuing a notice of proposed rulemaking to implement the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act regarding the issuance of payment stablecoins and certain related activities by entities subject to the OCC’s jurisdiction. Note for Community Banks…
FTC Issues COPPA Policy Statement to Incentivize the Use of Age Verification Technologies to Protect Children Online
February 25, 2026 / Source: Federal Trade Commission
Policy statement announces enforcement approach regarding the collection, use, and disclosure of personal data to determine the age of a user February 25, 2026The Federal Trade Commission issued a policy statement today announcing that the Commission will not bring an enforcement action under the Children’s Online Privacy Protection Rule (COPPA Rule) against certain website and…
U.S. House Prices Rise 1.8 Percent Year over Year; Up 0.8 percent Quarter over Quarter
February 25, 2026 / Source: Federal Housing Finance Agency
Washington, D.C. – U.S. house prices rose 1.8 percent between the fourth quarter of 2024 and the fourth quarter of 2025, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the fourth quarter of 2025 rose 0.8 percent compared to the third quarter of 2025. FHFA’s seasonally adjusted monthly index for December rose 0.1 percent…
Agency Information Collection Activities: Comment Request – Home Mortgage Disclosure Act (Regulation C)
February 25, 2026 / Source: Consumer Financial Protection Bureau.
Request for Comments: The CFPB published a 60-day Federal Register notice on December 10, 2025 (90 FR 57184) under Docket Number: CFPB-2025-0049. The CFPB is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the CFPB, including whether the information will…
Agency Information Collection Activities: Comment Request – Registration of Mortgage Loan Originators (Regulation G)
February 25, 2026 / Source: Consumer Financial Protection Bureau.
Request for Comments: The CFPB published a 60-day Federal Register notice on December 10, 2025 (90 FR 57185) under Docket Number: CFPB-2025-0050. The CFPB is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the CFPB, including whether the information will…
Agency Information Collection Activities: Comment Request – Truth in Savings (Regulation DD)
February 25, 2026 / Source: Consumer Financial Protection Bureau.
Request for Comments: The CFPB published a 60-day Federal Register notice on December 10, 2025 (90 FR 57185) under Docket Number: CFPB-2025-0048. The CFPB is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the CFPB, including whether the information will…
FDIC-Insured Institutions Reported Return on Assets of 1.24 Percent and Net Income of $77.7 Billion in Fourth Quarter 2025
February 24, 2026 / Source: Federal Deposit Insurance Corporation
February 24, 2026 WASHINGTON— The Federal Deposit Insurance Corporation (FDIC) today released the results of its latest Quarterly Banking Profile, a comprehensive summary of financial results based on reports from 4,336 insured commercial banks and savings institutions. In fourth quarter 2025, FDIC-insured institutions reported a return on assets (ROA) ratio of 1.24 percent and aggregate net income…
Following earlier actions to remove reputation risk from its supervision of banks, Federal Reserve Board requests comment on proposal to codify that removal
February 24, 2026 / Source: Board of Governors of the Federal Reserve System
February 23, 2026 Following earlier actions to remove reputation risk from its supervision of banks, the Federal Reserve Board on Monday requested comment on a proposal to codify that removal. The proposal reiterates the Board’s policy against penalizing or prohibiting an institution from banking a customer engaged in legal activity. “We have heard troubling cases…
FATF Holds Plenary in Mexico, Advances Key Illicit Finance Initiatives
February 22, 2026 / Source: U.S. Department of the Treasury
February 20, 2026 MEXICO—Last week, the Financial Action Task Force (FATF), the global standard-setting body for anti-money laundering, countering the financing of terrorism, and countering proliferation financing (AML/CFT/CPF), concluded its fifth Plenary under the Mexican presidency. The FATF agreed to publish two reports on digital assets, imposed additional countermeasures on Iran, and adopted Mutual Evaluation…
Treasury Releases Two New Resources to Guide AI Use in the Financial Sector
February 19, 2026 / Source: U.S. Department of the Treasury
February 19, 2026 WASHINGTON— In support of the President’s AI Action Plan, which calls for clear standards, shared understanding, and risk-based governance to ensure artificial intelligence is deployed safely and responsibly, the U.S. Department of the Treasury today released two new resources to guide AI use in the financial sector, a shared Artificial Intelligence Lexicon and the Financial…
Federal Reserve Board announces it will hold a hybrid public outreach meeting on Thursday, March 26, as part of its review of regulations under the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA)
February 19, 2026 / Source: Federal Reserve
February 19, 2026 The Federal Reserve Board on Thursday announced that it will hold a hybrid public outreach meeting on Thursday, March 26, as part of its review of regulations under the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA). EGRPRA requires the Board, with input from the public, to review its regulations at least…
Average 30-Year Fixed-Rate Mortgage Hits Another Low
February 19, 2026 / Source: Freddie Mac
PDF Version MCLEAN, Va., Feb. 19, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.01%. “Mortgage rates dropped again this week, now down to their lowest level since September of 2022,” said Sam Khater, Freddie Mac’s Chief Economist. “This lower rate…
Treasury International Capital Data for December
February 18, 2026 / Source: U.S. Department of the Treasury
February 18, 2026 WASHINGTON – The U.S. Department of the Treasury today released Treasury International Capital (TIC) data for December 2025. The next release, which will report on data for January 2026, is scheduled for March 18, 2026. The sum total in December of all net foreign acquisitions of long-term securities, short-term U.S. securities, and banking…