Banker Compliance News

Capturing the important news of the day in an easy to access way. We post news we feel is relevant to our members and community banks nationwide.

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Federal Reserve issues FOMC statement

September 17, 2025 / Source: FRB

Recent indicators suggest that growth of economic activity moderated in the first half of the year. Job gains have slowed, and the unemployment rate has edged up but remains low. Inflation has moved up and remains somewhat elevated. The Committee seeks to achieve maximum employment and inflation at the rate of 2 percent over the…

Stephen I. Miran sworn in as a member of the Board of Governors of the Federal Reserve System

September 16, 2025 / Source: FRB

Dr. Stephen I. Miran took the oath of office as a member of the Board of Governors of the Federal Reserve System on Tuesday. The oath was administered by Judge Elizabeth L. Branch of the United States Court of Appeals for the Eleventh Circuit. President Trump nominated Dr. Miran on September 2, 2025, and he…

Treasury Targets Financial Network Supporting Iran’s Military

September 16, 2025 / Source: Treasury

WASHINGTON — Today, the Department of the Treasury’s Office of Foreign Assets Control (OFAC) is designating a pair of Iranian financial facilitators and more than a dozen Hong Kong- and United Arab Emirates (UAE)-based individuals and entities for their roles in coordinating funds transfers, including from the sale of Iranian oil, that benefits the IRGC-Qods Force (QF),…

HUD Great Lakes Regional Administrator Stroebel Tours Opportunity Zones in Indiana

September 15, 2025 / Source: HUD

INDIANAPOLIS, Ind. – U.S. Department of Housing and Urban Development (HUD) Great Lakes Regional Administrator Duey Stroebel toured Opportunity Zones and model Opportunity Zone (OZ) projects in Indiana. The tour featured the Indianapolis Eastside Opportunity Zone and the Valley House Flats in Brookville, highlighting firsthand how Opportunity Zones successfully transform and revitalize local communities. Valley House Flats is…

Treasury Secretary Scott Bessent Remarks at the Financial Stability Oversight Council

September 15, 2025 / Source: Treasury

I would like to call this meeting of the Financial Stability Oversight Council to order.  Today is the Council’s first public session this year, which is fitting—the start of September is a natural moment for renewal and fresh focus.  In that spirit, I’d like to discuss how economic growth strengthens financial stability—and how economic stagnation…

Treasury Sanctions Houthi Illicit Revenue and Procurement Networks

September 15, 2025 / Source: Treasury

WASHINGTON — Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) is designating 32 individuals and entities and identifying four vessels in Treasury’s largest sanctions action to date targeting Iran-backed Ansarallah, commonly known as the Houthis.  The networks targeted today are part of the Houthis’ global illicit fundraising, smuggling, and weapons procurement…

Treasury Sanctions Sudanese Islamist Actors to Counter Regional Instability and Support for Iran

September 15, 2025 / Source: Treasury

WASHINGTON — Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) imposed sanctions on two Sudanese Islamist actors––Gebreil Ibrahim Mohamed Fediel (Gebreil) and the Al-Baraa Bin Malik Brigade (BBMB)––for their involvement in Sudan’s brutal civil war and their connections to Iran.  These sanctions aim to limit Islamist influence within Sudan and curtail Iran’s regional activities, which…

Comptroller Issues Statement at Financial Stability Oversight Council Meeting

September 15, 2025 / Source: OCC

WASHINGTON—Comptroller of the Currency Jonathan V. Gould today issued a statement at the Financial Stability Oversight Council (FSOC) meeting about the Office of the Comptroller of the Currency’s (OCC) work to reset the risk tolerance for the federal banking system. In his statement, Comptroller Gould discussed the OCC’s work to review the agency’s post-2008 chartering,…

Treasury Partners with GSA to Launch SAVE Program with Strengthened Oversight Role

September 14, 2025 / Source: Treasury

WASHINGTON– The U.S. Department of the Treasury in partnership with the U.S. General Services Administration (GSA), today announced the launch of the Savings Award for Verified Efficiencies (SAVE) Program. This joint initiative empowers federal employees to identify and eliminate wasteful spending in federal contracts, delivering measurable savings for taxpayers while maintaining mission readiness. Under GSA’s…

Agencies announce third public outreach meeting as part of their review of regulations

September 11, 2025 / Source: FRB

Federal bank regulatory agencies will hold a hybrid public outreach meeting on October 30, 2025, in Kansas City, Missouri, as part of their review of regulations. The Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) requires the agencies, with input from the public, to review their regulations at least once every 10 years to identify…

Statement by FinCEN Director Andrea M. Gacki before the House Committee on Financial Services, Subcommittee on National Security, Illicit Finance, and International Financial Institutions

September 11, 2025 / Source: FinCEN

Introduction Chairman Davidson, Ranking Member Beatty, and distinguished Members of the Subcommittee on National Security, Illicit Finance, and International Financial Institutions, thank you for the opportunity to testify this morning on behalf of the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN). My name is Andrea Gacki, and I am the Director of…

FinCEN Issues Notice on Financially Motivated Sextortion

September 11, 2025 / Source: FinCEN

WASHINGTON — Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) is issuing a Notice to help financial institutions detect and disrupt financially motivated sextortion, a disturbing and increasingly common typology that can devastate the lives and families of its victims. Financially motivated sextortion occurs when perpetrators, using fake personas, coerce victims to create and…

Protecting Customer Financial Records

September 10, 2025 / Source: OCC

Summary An investigation by the U.S. House of Representatives Committee on the Judiciary and the Select Subcommittee on the Weaponization of the Federal Government has concluded in a report that following the events of January 6, 2021, financial institutions, including Office of the Comptroller of the Currency (OCC)-regulated financial institutions (banks), coordinated with federal law enforcement to…

FinCEN Issues Modified Southwest Border Geographic Targeting Order

September 10, 2025 / Source: FinCEN

WASHINGTON — Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) is reissuing a modified Geographic Targeting Order (GTO) to combat illicit cartel and other criminal activity, including money laundering, along the southwest border of the United States. As modified, the GTO requires certain money services businesses to file Currency Transaction Reports with…

Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Disclosure and Reporting of CRA-Related Agreements

September 9, 2025 / Source: OCC

The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to,…

OCC Announces Actions to Depoliticize the Federal Banking System

September 9, 2025 / Source: OCC

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced actions to eliminate politicized or unlawful debanking in the federal banking system. The actions are consistent with the President’s Executive Order (EO) 14331, “Guaranteeing Fair Banking For All Americans,” and affirm that banks should provide access to financial services based on individualized, objective, and…

FinCEN Issues Guidance to Financial Institutions on Cross-Border Information Sharing

September 9, 2025 / Source: FinCEN

Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) is issuing guidance to encourage and promote appropriate, voluntary cross-border sharing of information between and among financial institutions, including appropriate foreign financial institutions. The guidance aims to help combat the threats posed by money laundering, terrorist financing, and other illicit finance activity, including…

Treasury Sanctions Southeast Asian Networks Targeting Americans with Cyber Scams

September 8, 2025 / Source: Treasury

WASHINGTON — Today, the Department of the Treasury’s Office of Foreign Assets Control (OFAC) implemented sanctions against large network of scam centers across Southeast Asia that steal billions of dollars from Americans using forced labor and violence.  The action includes nine targets operating in Shwe Kokko, Burma, a notorious hub for virtual currency investment scams under…

The FDIC Updates its Enforcement Actions Manual regarding Minimum Standards for Termination of Cease-and-Desist and Consent Orders

September 8, 2025 / Source: FDIC

Summary: The FDIC has updated chapter four of its Formal and Informal Enforcement Actions Manual (manual), entitled Cease-and-Desist Actions, regarding the agency’s minimum standards for terminating cease-and-desist and consent orders issued under Section 8(b) of the Federal Deposit Insurance (FDI) Act. The manual provides direction for professional staff related to the work necessary to pursue formal and informal enforcement…

FinCEN Issues Guidance to Financial Institutions on Cross-Border Information Sharing

September 7, 2025 / Source: FinCEN

Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) is issuing guidance to encourage and promote appropriate, voluntary cross-border sharing of information between and among financial institutions, including appropriate foreign financial institutions. The guidance aims to help combat the threats posed by money laundering, terrorist financing, and other illicit finance activity, including…

FDIC Issues List of Banks Examined for CRA Compliance

September 7, 2025 / Source: FDIC

WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in June 2025. The CRA is a 1977 law that requires the FDIC to assess a bank’s record of…

Legal Standard Applicable to Supervisory Designation Proceedings

September 4, 2025 / Source: CFPB

AGENCY: Consumer Financial Protection Bureau. ACTION: Proposed rule; request for comment. SUMMARY: The Consumer Financial Protection Bureau (Bureau or CFPB) is proposing to adopt a standard definition of “risks to consumers with regard to the offering or provision of consumer financial products or services” that will bind the Bureau in proceedings to designate nonbank covered…

Update to the FDIC’s Consumer Compliance Examination Manual

September 4, 2025 / Source: FDIC

Summary: The FDIC’s Consumer Compliance Examination Manual has been updated to reflect that the FDIC will evaluate potential discrimination under the Equal Credit Opportunity Act and Fair Housing Act only through evidence of disparate treatment.  Statement of Applicability: The contents of, and material referenced in, this FIL apply to all FDIC-supervised financial institutions. Highlights: The following…

Treasury Sanctions China-Based Chemical Company to Combat Synthetic Opioid Trafficking

September 3, 2025 / Source: Treasury

WASHINGTON — Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) sanctioned Guangzhou Tengyue Chemical Co., Ltd. (Guangzhou Tengyue), a chemical company operating in China that is involved in the manufacture and sale of synthetic opioids to Americans.  In addition to opioids, Guangzhou Tengyue has also sold dangerous analgesic chemicals often used as cutting…

Federal Reserve Board announces it will host a conference on payments innovation on Tuesday, October 21

September 3, 2025 / Source: FRB

The Federal Reserve Board on Wednesday announced that it will host a conference on payments innovation on Tuesday, October 21. The conference will bring together a range of interested parties to discuss how to further innovate and improve the payments system. “Innovation has been a constant in payments to meet the changing needs of consumers…