• Home
  • News & Events
  • Calendar
  • Comment Period: Rescission of OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches
Share This Page

Comment Period: Rescission of OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches

AGENCY:

Office of the Comptroller of the Currency (OCC), Treasury.

ACTION:

Notice of proposed rulemaking.

SUMMARY:

The OCC is proposing to amend 12 CFR part 30 by rescinding the Guidelines contained in appendix E. The Guidelines cause covered banks to direct significant resources towards developing responsive documentation. In the OCC’s experience, much of this documentation is, by its nature, scenario-dependent or otherwise conjectural and, therefore, is likely to be irrelevant or of limited utility when a covered bank faces stress. Appropriate recovery options and communication procedures, for example, may vary widely depending on the facts and circumstances of the particular stress scenario, including many that would be outside of the covered banks’ control or ability to reliably predict. Likewise, impact assessments for such recovery options appear conjectural by nature and of limited utility in an actual stress scenario. Appendix E includes such things as quanitative or qualitative indicators of the risk of stress, a wide range of creditble options that the bank could undertake in response, an assessment and description of how these options would affect it, a bank’s overall organizational and legal entity structure, procedures for escalating decision making to senior management, management response and communication procedures. This currently applies to banks with an average total consolidated assets of $100 billion or more.

DATES:

Comments must be received on or before December 18, 2025.

https://www.federalregister.gov/documents/2025/11/18/2025-20199/rescission-of-occ-guidelines-establishing-standards-for-recovery-planning-by-certain-large-insured

  • December 18, 2025
  • Time: All Day
Download this calendar event

Other events in Comment Period