Comment Period: CFPB Issues Notice of Section 610 Review and Request for Comment
The Bureau of Consumer Financial Protection (Bureau) is requesting comment on two related, but separate, reviews. First, the Bureau is conducting a review of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) Rules consistent with the Regulatory Flexibility Act. As part of this review, the Bureau is seeking comment on the economic impact of the CARD Act Rules on small entities so that it can determine whether the rules should be continued without change, or should be amended or rescinded, consistent with the stated objectives of applicable statutes, to minimize any significant economic impact of the rules upon a substantial number of such small entities. Second, the Bureau is conducting a review of the consumer credit card market, within the limits of its existing resources available for reporting purposes, pursuant to the CARD Act, and is seeking comment on a number of aspects of the consumer credit card market. Read more here.
- October 27, 2020
- Time: All Day
Other events in Regulatory News
- 01/01/2018: Final Rule: CRA Amendments
- 01/16/2018: Effective Date: Payday, Vehicle Title, and Certain High-Cost Installment Loans
- 06/01/2018: SAR Update and Revision
- 06/30/2018: Effective Date: Revisions to Call Report
- 07/13/2018: Proposed Rule: Implementation and Transition of the CECL Methodology
- 08/30/2018: Effective Date: Small Bank Holding Company and Savings and Loan Holding Company Policy Statement
- 09/04/2018: Proposed Rule: ISO® 20022 Message Format for Fedwire
- 09/05/2018: Transition to Two-Business-Day Standard Securities Settlement Cycle
- 09/07/2018: Final Rule: 2018 HMDA Final Rule on Partial Exemptions to the EGRRCPA
- 09/17/2018: Final Rule: Amendment to Regulation P
- 09/21/2018: Effective Date: Regulation V Summaries of Rights Under FCRA
- 10/01/2018: Effective Date: Securities Transaction Settlement Cycle
- 10/10/2018: Comment Period: FDIC Proposal to Retire FILs
- 10/26/2018: Comment Period: FDIC Seeks Comment on the Treatment of Reciprocal Deposits
- 10/29/2018: Comment Period: Small Bank Holding Company and Savings and Loan Holding Company Policy Statement
- 11/05/2018: Comment Period: Revised Guidelines Relating to Recovery Planning Standards
- 11/19/2018: Comment Period: Reforming CRA Framework ANPR
- 11/19/2018: Comment Period: Regulation V Summaries of Rights Under FCRA
- 11/19/2018: Comment Period: Covered Savings Associations Proposed Rule
- 11/26/2018: Comment Period: Repeal of FRB S.A.F.E. Act Regulations
- 11/27/2018: Comment Period: Amend Definition of HVCRE
- 12/04/2018: Comment Period: Request for Information on FDIC Communication and Transparency
- 12/14/2018: Comment Period: Actions To Support Interbank Settlement of Faster Payments
- 12/27/2018: Comment Period: Request for Information Regarding Bureau Data Collections
- 01/01/2019: Effective Date: Truth in Lending (Regulation Z) Annual Threshold Adjustments
- 01/01/2019: Effective Date: Reg. CC Availability of Funds and Collection of Checks
- 01/01/2019: Effective Date: Final Amendments to Regulation J
- 01/01/2019: Effective Date: Appraisals for Higher-Priced Mortgage Loans Exemption Threshold
- 01/01/2019: [Cloned] Effective Date: Consumer Leasing (Regulation M)
- 01/18/2019: Comment Period: Reduced Reporting for Covered Depository Institutions
- 01/22/2019: Comment Period: Applicability thresholds for regulatory capital and liquidity requirements
- 01/22/2019: Comment Period: Request for Information on Small-Dollar Lending
- 04/09/2019: Comment Period: Proposed Revisions to Prohibitions and Restrictions on Proprietary Trading and Certain Interests In, and Relationships With, Hedge Funds and Private Equity Funds
- 04/09/2019: Comment Period: Capital Simplification for Qualifying Community Banking Organizations
- 04/17/2019: Effective Date: Disclosure of Financial and Other Information by FDIC-Insured State Nonmember Banks
- 04/22/2019: Comment Period: FDIC Proposes Rule to Revise the Deposit Insurance Assessment System to Apply the Community Bank Leverage Ratio (CBLR) Framework
- 05/01/2019: Comment Period: Request for Information Regarding Consumer Credit Card Market
- 05/06/2019: Comment Period: Joint Ownership Deposit Accounts
- 05/07/2019: Comment Period: CFPB Requests Information Regarding PACE Financing
- 05/13/2019: Comment Period: Regulation D Reserve Requirements of Depository Institutions
- 05/15/2019: Comment Period: Payday, Vehicle Title & Certain High-Cost Installment Loans Proposed Rescinding
- 05/21/2019: Comment Period: Overtime Proposed Rule
- 05/24/2019: Effective Date: EGRRCPA, SEC. 302. PROTECTING VETERANS’ CREDIT
- 05/28/2019: Comment Period: Regular Rate Under the Fair Labor Standards Act
- 06/07/2019: Comment Period: Agencies Propose Rule to Reduce Impact of Large Bank Failures
- 06/18/2019: Comment Period: Agencies Issue Notice and Request for Comment Regarding Revisions to Three Call Reports
- 06/21/2019: Comment Period: Agencies Propose Rule to Amend Resolution Planning Requirements
- 06/21/2019: Comment Period: Resolution Plans Required for Insured Depository Institutions With $50 Billion or More in Total Assets
- 06/21/2019: Comment Period: Agencies Propose Rule to Determine the Applicability of Regulatory Capital Requirements to Intermediate Holding Companies in the U.S. of Foreign Banking Organizations
- 06/24/2019: Comment Period: OCC Proposes Rule to Clarify OREO Regulation
- 06/28/2019: Comment Period: RFI Regarding Potential Regulatory Changes to the Remittance Rule
- 06/28/2019: Comment Period: OCC Proposes Rule to Amend Definition of “Fiduciary Capacity”
- 07/01/2019: Effective Date: Private Flood Insurance Final Rule
- 07/01/2019: Comment Period: Regulatory Capital Rule Revisions
- 07/01/2019: Comment Period: Overdraft Rule Review Pursuant to the Regulatory Flexibility Act
- 07/01/2019: Effective Date: Final rule to implement a new section of the Home Owners’ Loan Act
- 07/05/2019: Effective Date: Liquidity Coverage Ratio Rule
- 07/15/2019: Comment Period: Potential modifications to the Federal Reserve Banks’ payment services
- 07/15/2019: Comment Period: Plan for the Review of Bureau Rules for Purposes of the Regulatory Flexibility Act
- 07/22/2019: Effective Date: Reduced Reporting for Covered Depository Institutions
- 07/22/2019: Comment Period: OFAC Amendment of the Reporting, Procedures and Penalties Regulations
- 07/22/2019: Effective Date: Revisions to Prohibitions and Restrictions on Proprietary Trading and Certain Interests In, and Relationships With, Hedge Funds and Private Equity Funds
- 08/06/2019: Comment Period: RFI on FDIC Technical Assistance Offerings and Delivery
- 08/16/2019: Comment Period: Rules Regarding Availability of Information
- 08/19/2019: Mandatory compliance date pending court stay: Payday, Vehicle Title, and Certain High-Cost Installment Loans
- 08/21/2019: Effective Date: Joint Ownership Deposit Accounts
- 08/22/2019: Comment Period: Treatment of Land Development Loans for the Definition of HVCRE
- 09/03/2019: Effective Date: Availability of Funds and Collection of Checks (Regulation CC)
- 09/16/2019: Comment Period: Temporary GSE QM Loans Expiration
- 09/16/2019: Comment Period: CFPB Issues Advanced Notice of Proposed Rulemaking Regarding Qualified Mortgages
- 09/18/2019: Comment Period: Debt Collection Practices (Regulation F) *Extended*
- 09/20/2019: Effective Date: NACHA Faster Funds Availability Rule
- 09/30/2019: Comment Period: FDIC Issues Notice of Proposed Rulemaking to Amend Deposit Insurance Assessments
- 10/01/2019: Effective Date: Regulatory Capital Simplification Final Rule
- 10/15/2019: Extended Comment Period: HMDA Data Points and Coverage ANPR
- 10/15/2019: Comment Period: Proposed Rule to Amend HMDA Thresholds *Extended*
- 10/15/2019: Effective Date: FHFA Issues Final Rule Regarding Credit Score Models
- 10/31/2019: Effective Date: USDA Establishment of a Domestic Hemp Production Program
- 11/04/2019: Comment Period: Interest Rate Restrictions on Institutions That Are Less Than Well Capitalized
- 11/07/2019: Comment Period: FRB Issues Notice and Request for Comment for Faster Payments Solution
- 11/24/2019: Effective Date: EGRRCPA, SEC. 106. ELIMINATING BARRIERS TO JOBS FOR LOAN ORIGINATORS
- 11/24/2019: Effective Date: Amendments to the Stress Testing Rule for National Banks and Federal Savings Associations
- 11/24/2019: Effective Date: Screening and Training Requirements for Mortgage Loan Originators with Temporary Authority
- 11/25/2019: OCC Extends Dodd-Frank Act Stress Test Requirements
- 12/03/2019: Comment Period: Agencies Propose Rule to Amend Capital Related Call Reporting Requirements
- 12/16/2019: Comment Period: Interagency Policy Statement on Allowances for Credit Losses
- 12/16/2019: Comment Period: Interagency Guidance on Credit Risk Review Systems
- 12/27/2019: Effective Date: Temporary Reg. O relief for certain extensions of credit to fund complex-controlled portfolio companies
- 12/30/2019: Comment Period: USDA Establishment of a Domestic Hemp Production Program
- 01/01/2020: Effective Date: CFPB Issues Final Rule Adjusting the Annual Thresholds under Reg Z for 2020
- 01/01/2020: Effective Date: Department of Labor Final Rule to Update Overtime Compensation Regulations
- 01/01/2020: Effective Date: Truth in Lending Act (Regulation Z) Adjustment To Asset-Size Exemption Threshold
- 01/01/2020: Effective Date: Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold
- 01/01/2020: Effective Date: OCC Issues Notice of Civil Money Penalties Adjustment
- 01/21/2020: CFPB Issues Notice of Assessment and Request for Public Comment Regarding the Effectiveness of TRID
- 03/19/2020: Comment Period: RFI on FDIC Sign and Advertising Requirements and Potential Technological Solutions
- 03/20/2020: Effective Date: NACHA Increase in the Per-Transaction Dollar Limit
- 04/01/2020: Effective Date: Regulatory Capital Simplification Final Rule (April 1, 2020)
- 04/01/2020: Comment Period: Proposal to modify Volcker rule “covered funds” restrictions
- 04/08/2020: Comment Period: Community Reinvestment Act Regulations
Other events in Comment Period
- 07/13/2018: Proposed Rule: Implementation and Transition of the CECL Methodology
- 09/04/2018: Proposed Rule: ISO® 20022 Message Format for Fedwire
- 10/10/2018: Comment Period: FDIC Proposal to Retire FILs
- 10/26/2018: Comment Period: FDIC Seeks Comment on the Treatment of Reciprocal Deposits
- 10/29/2018: Comment Period: Small Bank Holding Company and Savings and Loan Holding Company Policy Statement
- 11/05/2018: Comment Period: Revised Guidelines Relating to Recovery Planning Standards
- 11/19/2018: Comment Period: Reforming CRA Framework ANPR
- 11/19/2018: Comment Period: Regulation V Summaries of Rights Under FCRA
- 11/19/2018: Comment Period: Covered Savings Associations Proposed Rule
- 11/26/2018: Comment Period: Repeal of FRB S.A.F.E. Act Regulations
- 11/27/2018: Comment Period: Amend Definition of HVCRE
- 12/04/2018: Comment Period: Request for Information on FDIC Communication and Transparency
- 12/14/2018: Comment Period: Actions To Support Interbank Settlement of Faster Payments
- 12/27/2018: Comment Period: Request for Information Regarding Bureau Data Collections
- 01/18/2019: Comment Period: Reduced Reporting for Covered Depository Institutions
- 01/22/2019: Comment Period: Applicability thresholds for regulatory capital and liquidity requirements
- 01/22/2019: Comment Period: Request for Information on Small-Dollar Lending
- 02/05/2019: Comment Period: Real Estate Appraisals
- 04/09/2019: Comment Period: Proposed Revisions to Prohibitions and Restrictions on Proprietary Trading and Certain Interests In, and Relationships With, Hedge Funds and Private Equity Funds
- 04/09/2019: Comment Period: Capital Simplification for Qualifying Community Banking Organizations
- 04/22/2019: Comment Period: FDIC Proposes Rule to Revise the Deposit Insurance Assessment System to Apply the Community Bank Leverage Ratio (CBLR) Framework
- 05/01/2019: Comment Period: Request for Information Regarding Consumer Credit Card Market
- 05/06/2019: Comment Period: Joint Ownership Deposit Accounts
- 05/07/2019: Comment Period: CFPB Requests Information Regarding PACE Financing
- 05/13/2019: Comment Period: Regulation D Reserve Requirements of Depository Institutions
- 05/21/2019: Comment Period: Overtime Proposed Rule
- 05/28/2019: Comment Period: Regular Rate Under the Fair Labor Standards Act
- 06/07/2019: Comment Period: Agencies Propose Rule to Reduce Impact of Large Bank Failures
- 06/18/2019: Comment Period: Agencies Issue Notice and Request for Comment Regarding Revisions to Three Call Reports
- 06/21/2019: Comment Period: Agencies Propose Rule to Amend Resolution Planning Requirements
- 06/21/2019: Comment Period: Resolution Plans Required for Insured Depository Institutions With $50 Billion or More in Total Assets
- 06/21/2019: Comment Period: Agencies Propose Rule to Determine the Applicability of Regulatory Capital Requirements to Intermediate Holding Companies in the U.S. of Foreign Banking Organizations
- 06/24/2019: Comment Period: OCC Proposes Rule to Clarify OREO Regulation
- 06/28/2019: Comment Period: RFI Regarding Potential Regulatory Changes to the Remittance Rule
- 06/28/2019: Comment Period: OCC Proposes Rule to Amend Definition of “Fiduciary Capacity”
- 07/01/2019: Comment Period: Regulatory Capital Rule Revisions
- 07/01/2019: Comment Period: Overdraft Rule Review Pursuant to the Regulatory Flexibility Act
- 07/15/2019: Comment Period: Potential modifications to the Federal Reserve Banks’ payment services
- 07/15/2019: Comment Period: Plan for the Review of Bureau Rules for Purposes of the Regulatory Flexibility Act
- 07/22/2019: Comment Period: OFAC Amendment of the Reporting, Procedures and Penalties Regulations
- 08/06/2019: Comment Period: RFI on FDIC Technical Assistance Offerings and Delivery
- 08/16/2019: Comment Period: Rules Regarding Availability of Information
- 08/22/2019: Comment Period: Treatment of Land Development Loans for the Definition of HVCRE
- 09/16/2019: Comment Period: Temporary GSE QM Loans Expiration
- 09/16/2019: Comment Period: CFPB Issues Advanced Notice of Proposed Rulemaking Regarding Qualified Mortgages
- 09/18/2019: Comment Period: Debt Collection Practices (Regulation F) *Extended*
- 09/30/2019: Comment Period: FDIC Issues Notice of Proposed Rulemaking to Amend Deposit Insurance Assessments
- 10/15/2019: Extended Comment Period: HMDA Data Points and Coverage ANPR
- 10/15/2019: Comment Period: Proposed Rule to Amend HMDA Thresholds *Extended*
- 11/04/2019: Comment Period: Interest Rate Restrictions on Institutions That Are Less Than Well Capitalized
- 11/07/2019: Comment Period: FRB Issues Notice and Request for Comment for Faster Payments Solution
- 12/03/2019: Comment Period: Agencies Propose Rule to Amend Capital Related Call Reporting Requirements
- 12/16/2019: Comment Period: Interagency Policy Statement on Allowances for Credit Losses
- 12/16/2019: Comment Period: Interagency Guidance on Credit Risk Review Systems
- 12/30/2019: Comment Period: USDA Establishment of a Domestic Hemp Production Program
- 01/21/2020: CFPB Issues Notice of Assessment and Request for Public Comment Regarding the Effectiveness of TRID
- 01/21/2020: Comment Period: Remittance Transfers Under Regulation E Proposed Rule
- 03/19/2020: Comment Period: RFI on FDIC Sign and Advertising Requirements and Potential Technological Solutions
- 04/01/2020: Comment Period: Proposal to modify Volcker rule “covered funds” restrictions
- 04/08/2020: Comment Period: Community Reinvestment Act Regulations
- 04/20/2020: Comment Period: FDIC Proposed Rule on Modernizing Advertising and Signage Requirements
- 05/15/2020: Comment Period: Interim Final Rule and Request for Comment to Revise CECL Implementation
- 05/27/2020: Comment Period: FDIC Issues Proposed Rule Regarding Mitigating the Deposit Insurance Assessment for Participating in PPP, PPPLF, and MMMFLF
- 05/29/2020: Comment Period: Federal Reserve Issues Interim Final Rule to Allow Revise Total Leverage Coverage
- 06/01/2020: Comment Period: Interim Final Rule and Request for Comment to Suspend Certain Appraisal and Evaluation Requirements
- 06/05/2020: Comment Period: Liquidity Coverage Ratio Rule
- 06/08/2020: Comment Period: Interim Final Rule and Request for Comment to Revise Community Bank Leverage Ratio Framework
- 06/09/2020: Comment Period: FDIC Extends Comment Period on Modernizing Brokered Deposit Restrictions
- 06/22/2020: Comment Period: Federal Reserve seeks public feedback on proposal to expand Main Street Lending Program to nonprofit organizations
- 06/29/2020: Comment Period: Regulation D Amendments
- 06/30/2020: Comment Period: PPP Interim Final Rule #1
- 06/30/2020: Comment Period: PPP Interim Final Rule #2
- 07/13/2020: Comment Period: OCC telephonic and electronic participation at all board of directors, shareholder, and as applicable, member, meetings
- 07/13/2020: Comment Period: FinCEN Issues Notice and Request for Comment Regarding the CTR Requirements
- 07/16/2020: Comment Period: Agencies Issue Interim Final Rule to Temporarily Amend the Supplementary Leverage Ratio Calculation
- 07/24/2020: Comment Period: OCC reduction in assessment fees
- 07/27/2020: Comment Period: FinCEN Issues Notice and Request for Comment Regarding the SAR Requirements
- 08/03/2020: Comment Period: Activities and Operations of National Banks and Federal Savings Associations
- 08/03/2020: Comment Period: National Bank and Federal Savings Association Digital Activities
- 08/04/2020: Comment Period: Debt Collection Practices (Regulation F); Extension of Comment Period
- 08/04/2020: Comment Period: Amendments to Facilitate the LIBOR Transition (Regulation Z)
- 08/10/2020: Comment Period: QM Definition Extension of Sunset Date
- 08/31/2020: Comment Period: Reg. O Interim Final Rule to extend PPP exception to August 8, 2020
- 09/03/2020: Comment Period: OCC Notice of Proposed Rule Making Regarding the “True Lender” Rule
- 09/03/2020: Comment Period: FDIC Issues Proposed Revisions to Statement of Policy
- 09/04/2020: Comment Period: HUD Issues Proposed Rule to Amend Disparate Impact Rule
- 09/04/2020: Comment Period: Proposed Flood Insurance FAQs
- 09/08/2020: Comment Period: General QM Loan Definition
- 09/14/2020: Comment Period: OCC Interim Final Rule Regarding Collective Investment Funds
- 09/21/2020: Comment Period: CFPB Proposed Rule and Request for Comment Regarding HPML Escrow Exemptions
- 09/22/2020: Comment Period: FDIC Issues Notice and Request for Information Regarding Third Party Models and Technologies Being Used by Banks
- 09/28/2020: Comment Period: CFPB Issues Proposed Rule and Request for Comment Regarding Seasoned QMs
- 10/13/2020: Comment Period: FinCEN Issues Notice and Request for Comment Regarding CIP Control Numbers
- 10/13/2020: Comment Period: FinCEN Issues Notice and Request for Comment Regarding AML Control Numbers
- 10/20/2020: Comment Period: FDIC Issues Proposed Revisions to Guidelines for Appeals of Material Supervisory Determinations
- 10/27/2020: Comment Period: CFPB Requests Information Regarding Consumer Credit Card Market
- 11/03/2020: Comment Period: Agencies Issue Notice and Request for Comment Regarding Updated Flood Insurance FAQs_62620
- 11/20/2020: Comment Period: Agencies Issue Notice and Request for Comment Regarding Updated Flood Insurance FAQs
- 11/20/2020: Comment Period: Amendments to Capital Planning and Stress Testing Requirements
- 12/01/2020: Comment Period: CFPB Issues Notice and Request for Information Regarding Credit Discrimination